United Club℠ Infinite Card

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Current Offer

Earn up to 110,000

Bonus Miles

and 3,000 PQP after you spend $5,000 on purchases in the first 3 months from account opening + 10,000 bonus miles when you add an authorized user in the first 3 months your account is open.

Annual Fee: $695

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

11x

NEW! 11x total miles on eligible United flights and 5x miles on all other eligible United® purchases

2x

miles on dining and all other travel

1x

mile on all other purchases

Benefits

NEW! Save at least 10% when booking flights with miles. Premier members earn even more.

United Club℠ membership - at least a $750 value

Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply)

Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit.

25% back as a statement credit on inflight purchases when flying United

Card is made of metal

Our Take

United Club℠ Card offers exceptional value for United Airlines loyalists, featuring a robust rewards structure. The card’s premium travel benefits include free first and second checked bags for both the primary cardholder and a companion on the same reservation, a statement credit for Global Entry/TSA PreCheck application fees, and 25% back as a statement credit on inflight purchases when flying United. These perks provide significant value for frequent United travelers.

The card’s standout feature is its complimentary annual United Club membership immediately offsetting the card’s annual fee. While this represents the highest annual fee among personal United co-branded credit cards, the combination of lounge access and premium travel benefits delivers exceptional value for United loyalists who can utilize these perks to their full potential. For travelers who regularly fly United and value airport lounge access, the United Club Card represents a compelling premium travel card option despite its higher annual fee.