In this episode, the 10x team delves into advanced strategies for maximizing credit card points and miles, discussing credit card denials, the psychology around them, and how to navigate the Chase 5/24 rule. The discussion also covers business credit cards, explaining the nuances and grey areas around eligibility and responsible usage. You can also hear about non-public targeted credit card offers and how to recognize “shiny object syndrome” when assessing card offers.
The Takeoff podcast is brought to you by 10xTravel ā a website and community with one simple goal: to help you travel more while spending lessĀ 10xT publishes content related to credit card rewards, personal finance, travel, and lifestyleĀ Host Bryce Conway launched 10xT in 2014, but has been a fan and member of the points and miles community since 2011Ā He is the author of āTakeoff: How to Travel the World for Next to Nothing and How to Fix Your Credit: Do it OnceĀ Do it RightĀ Get on with Your Lifeā, and his work has been featured in multiple national media outlets including Good Morning America, Money Magazine, and ABC Nightline NewsĀ Tune in to hear the 10xTravel team give you a clear path to entering the exciting world of traveling with points and milesĀ
Discussion Points:Ā
- Advanced strategies for maximizing points and miles
- Psychology of card denials and how to handle them
- Tips for surviving layovers in airport lounges
- Reasons for credit card denials and avoiding mistakes
- Navigating credit card rules and reconsideration or āreconā calls
- Chase 5/24 rule and prioritizing Chase cards
- Understanding nuances of business credit cards
- Using business cards responsibly and separately from personal credit
- Non-public targeted credit card offers
- Recognizing “shiny object syndrome” in credit card offers
- AmEx targeting strategies post-COVID
- Making recon calls and navigating the 5/24 rule
- Importance of being under 5/24 for business card approval
- Accessing advanced strategies in the 10X Travel course
- Joining the Insiders Facebook group for more content
- Check out all the resource links, take the free class, and join us in our FB group
Resources/Links:
