10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.
The Chase Sapphire Reserve® and Sapphire Reserve for Business℠ are making big changes to their travel benefits. Starting January 1, 2026, cardholders will get up to $250 for prepaid bookings with The Edit twice per year, totaling $500 annually. This credit will be more flexible than the current system, which splits the credits into two fixed time periods. In addition, cardholders will receive a new $250 credit for select Chase Travel hotels to use during 2026. This hotel credit works with brands like IHG, Montage Hotels, Virgin Hotels, and others. The best part? You’ll still earn hotel loyalty points and elite night credits on these bookings.
These improvements make the cards more valuable for frequent travelers. Cardholders can stack multiple credits – the $500 The Edit credit, the new $250 hotel credit, and the existing $300 annual travel credit – on eligible stays. Chase says these changes come from listening to what customers want rather than just matching competitors.
Earn 125,000
bonus points
after you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee: $795
Sapphire Reserve for Business℠
200,000
bonus points
after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.
Annual Fee: $795
Our Take
These updates to the Chase Sapphire Reserve cards are exactly what points and miles enthusiasts need. By making the credits more flexible and easier to use, Chase has addressed one of the biggest frustrations with premium travel cards – actually being able to use the benefits you’re paying for. The ability to stack these credits means cardholders can get $1,050 in value, which more than covers the $795 annual fee.
Our team believes this move puts serious pressure on competitors like The Platinum Card® from American Express. The timing is perfect too, as many travelers are planning big trips for 2026. If you don’t have one of these cards yet, the current welcome offers are worth considering – 125,000 points for the personal card after spending $6,000 in three months, or 200,000 points for the business version after spending $30,000 in six months. With these new benefits coming, the Chase Sapphire Reserve is cementing its place as a top choice for serious travelers who want to maximize their points and perks.
New to the world of points and miles? The Chase Sapphire Preferred® Card is the best card to start with.
With a bonus of 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. , 5x points on travel booked through the Chase TravelSM Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
bonus cash back
after you spend $6,000 on purchases in the first 3 months from account opening
miles
once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
bonus points
after you spend $5,000 on purchases in the first 3 months from account opening.
Membership Rewards® Points
after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
