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Current Offer
$750
cash back
once you spend $7,500 in the first 3 months from account opening
Annual Fee:
$95
$0 for your first year, then $95.
Terms Apply.
No Foreign Transaction Fees
How to Earn Rewards
2%
cash back on every purchase
5%
cash back on hotels and rental cars booked through Capital One Travel
Benefits
Redeem cash back at any time with no minimums
Free employee cards, which also earn unlimited 2% cash back on all purchases
Our Take
This is a great cash back card for businesses that want a flat-rate approach, since the Capital One Spark Cash gives you 2% cash back on every purchase. Plus, if you wanted to book hotels or rental cars through Capital One Travel, you’ll get 5% cash back on those purchases.
This card also allows you free employee cards that also earn unlimited 2% cash back on all purchases. Plus, the card has no foreign transaction fees, making it a good choice if you travel abroad for business.
Note that this card will add to your 5/24 score, even though it’s a business credit card. Business credit cards through Capital One often add to your Chase 5/24 score, so it’s important to consider that when looking at this card as a potential addition to your wallet.