Chase Sapphire Preferred® Card

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Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer

75,000

bonus points

after you spend $5,000 on purchases in the first 3 months from account opening.

Annual Fee: $95

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

5x

Earn 5X points on travel booked through the Chase Travel℠

3x

Earn 3x on dining, select streaming services and online groceries.

2x

Earn 2x on all other travel purchases.

1x

Earn 1x on all other purchases

Benefits

Primary rental car insurance when you pay with the card

No foreign transaction fees

Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM

Card is made of metal

Our Take

The Chase Sapphire Preferred® Card stays in the top of the overall ranking because of its incredible signup bonus, reasonable annual fee, and the amazing value of the points it earns.

Chase Ultimate Rewards points are widely considered to be among the best points in the industry thanks to their ability to be transferred to multiple airline and hotel partners. This gives you a ton of options for redeeming your points no matter where you want to travel.

You can also redeem Ultimate Rewards to book travel via the Chase Travel℠ at a value of up to 1.75 cents per point with the new Points Boost.

Transferring them to Chase’s many transfer partners can provide the highest redemption values if you know where to look.

You can check out our recent review of the Chase Sapphire Preferred here.

Be sure to also read our article on why this should be the first card you start with for more information on all things CSP. We also recently published an article on how the 10xT Staff would use the bonus points from Chase Sapphire Preferred.