Citi Double Cash Card®

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Current Offer

$200

cash back

after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Annual Fee: $0

Terms Apply.

How to Earn Rewards

5%

Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.

2%

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.

Our Take

The Citi Double Cash Card offers a straightforward approach to cash back rewards with its unique “1% when you buy and 1% as you pay” structure, effectively giving cardholders 2% cash back on all purchases. This rewards system encourages responsible credit card usage by rewarding both spending and payment. The card’s cash back is earned in the form of ThankYou® Points, though it’s important to note that to earn rewards, you must pay at least the minimum due on time, and certain transactions like balance transfers, cash advances, and account fees don’t qualify for cash back.

What sets the Citi Double Cash Card apart is its simplicity—there are no rotating categories to track or enroll in, and no caps on how much cash back you can earn. Beyond the rewards structure, cardholders gain access to Citi Entertainment, providing presale tickets and exclusive experiences for concerts and sporting events. With no annual fee, this card becomes particularly valuable when paired with the Citi Strata Premier℠ Card, as you can transfer your ThankYou points to the Premier account and then to Citi’s travel partners, significantly enhancing their potential value.

The information related to Citi Double Cash Card® has been collected by 10xTravel and has not been reviewed or provided by the issuer or provider of this product or service.