Southwest® Rapid Rewards® Performance Business Credit Card

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Current Offer

80,000

bonus points

after you spend $5,000 on purchases in the first 3 months from account opening.

Annual Fee: $299

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

4x

Earn 4 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards.

2x

Earn 2 points per $1 spent on local transit and commuting, including rideshare.

2x

Earn 2 points per $1 spent on hotel accommodations booked directly with hotel.

2x

Earn 2 points per $1 spent at gas stations and restaurants.

1x

Earn 1 point per $1 spent on all other purchases made with your card.

Benefits

4 upgraded boardings per year (until Dec 31, 2025)

TSA PreCheck/Global Entry application fee statement credit

9,000 bonus points after your Cardmember anniversary

First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.

Preferred seat selection at booking, when available

Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available

Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.

10,000 companion pass qualifying points boost each year

Upgraded Boardings each year when available for 2025 flights

Our Take

The Southwest® Rapid Rewards® Performance Business Credit Card stands as the premium option in Southwest’s business card lineup, offering solid value for business owners who frequently fly with the airline. This top-tier card features an impressive rewards structure, with 4x points on all Southwest® purchases and other bonus categories. The card’s premium benefits include four upgraded boardings per year, a statement credit for TSA PreCheck® or Global Entry application fees, free checked bags and preferred seat selection.

Business cardholders also receive 9,000 bonus points after their cardmember anniversary, adding significant value that helps offset the card’s higher annual fee. While this card commands the highest annual fee among all Southwest credit card options, its benefits deliver exceptional value for Southwest loyalists with regular business expenses.