Three Types of Points: Which One Should You Prioritize?
22 Minute Read
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Current Offer
$750
Cash Back
after you spend $6,000 on the Account Owner's card in the first 180 days of opening your account
Annual Fee: $0
Terms Apply. | Rates & Fees.
How to Earn Rewards
5%
cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
3%
cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
1%
cash back on all other eligible net purchases
Benefits
$100 statement credit for recurring software subscriptions such as Freshbooks or Quickbooks
Our Take
The U.S. Bank Triple Cash Rewards Visa® Business Card offers valuable benefits for small business owners without charging an annual fee. Cardholders earn 3% cash back on eligible purchases at gas stations (including EV charging for transactions of $200 or less), office supply stores, cell phone service providers, and restaurants. The card also includes a $100 credit for recurring software subscription expenses such as FreshBooks or QuickBooks, making it particularly appealing for businesses that regularly use accounting software.
While the Triple Cash Rewards card provides decent cash back earnings in specific spending categories, business owners should consider their options carefully. Despite its attractive rewards structure, other no-annual-fee business credit cards on the market may offer greater overall value through transferrable points programs that provide more flexibility and potentially higher returns on spending.