The New IHG One Rewards Credit Card

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Current Offer

Limited Time Launch Offer! Earn 125,000

Bonus Points

after spending $2,000 on purchases within the first 3 months of account opening.

Annual Fee: $0

Terms Apply.

No Foreign Transaction Fees

How to Earn Rewards

17x

Earn up to 17X total points on stays at IHG Hotels & Resorts

3x

Earn 3X points on dining, at grocery stores and gas stations

2x

Earn 2X points per $1 spent on all other purchases

Benefits

Automatic Silver Elite status as long as you remain an IHG One Rewards cardmember. Plus, enjoy 5 Elite Night Credits annually

Our Take

The The New IHG One Rewards Credit Card offers a no-annual-fee entry point into the IHG rewards ecosystem with a straightforward earning structure. Cardholders earn up to 17 total points on stays at IHG Hotels & Resorts, 3 points on dining, at grocery stores and gas stations, and 2 points per $1 spent on all other purchases. While not as lucrative as premium IHG cards, this earning rate still provides decent value for occasional IHG guests.

The card’s benefits are modest but include helpful features like a 5 Elite Night Credits annually. Positioned in the lower-middle tier of hotel co-branded cards, this option is best suited for travelers who stay at IHG properties occasionally but don’t require premium benefits. For IHG loyalists seeking more substantial perks and higher earning rates, applying for a higher-tier IHG card would likely provide better overall value.