10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.
All information about Ink Business Preferred® Credit Card has been collected independently by 10x Travel. Ink Business Preferred® Credit Card is no longer available through 10xtravel.com.
Chase increased the welcome bonus offered by the Ink Business Unlimited® Credit Card and the Chase Ink Business Cash® Credit Card to $900. New cardholders who sign up and spend at least $6,000 on their card in the first three months after account opening will receive a $900 cash back bonus.
This is an increase of $150, as the Ink Business Unlimited was previously offering a welcome bonus of $750, with the Ink Business Cash offering the same but in a tiered structure ($350 cash back when you spend $3,000 on purchases in the first three months and additional $400 when you spend $6,000 on purchases in the first six months after account opening).
The Ink Unlimited offers 1.5% cash back on all purchases, making it a good card to use for purchases that don’t qualify for elevated category spending bonuses on other Chase cards you might have.
The Ink Cash offers 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, plus 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year and 1% cash back on all other purchases.
Neither of these business cards charge an annual fee or charge for employee cards, making them great business cards to get if you have multiple employees or are a small business.
The cash back that you’ll earn from these welcome offers is in the form of 90,000 Chase Ultimate Rewards bonus points. So, if you have either the Ink Business Preferred® Credit Card, Chase Sapphire Preferred® Card or Chase Sapphire Reserve®, you can then transfer the points that you earn from the Ink Business Unlimited or Ink Business Cash’s welcome offer to one of these other cards and use those points through Chase’s transfer partners. By doing so, you can get far more than $900 in value out of those points.
Chase Ink Business Unlimited® Credit Card
Earn $900
bonus cash back
after you spend $6,000 on purchases in the first 3 months from account opening
Chase Ink Business Cash® Credit Card
Earn $900
bonus cash back
when you spend $6,000 on purchases in the first three months after account opening
How the $900 Welcome Offer Works
You have to be a small business owner in order to be approved for this card. However, the definition of a “small business owner” is very broad in this case and includes people with LLCs to people who are freelancers, gig economy workers and independent contractors.
If you are approved for this card, you’ll need to make at least $6,000 in eligible purchases in the first three months from the date of account opening in order to receive the welcome offer. This does not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino gaming chips, race track wagers, any checks that access your account, interest or unauthorized or fraudulent charges.
Once you’ve completed the qualifying transactions, it can take six to eight weeks for the bonus to post to your account.
The $900 will be received in the form of 90,000 Chase Ultimate Rewards points. These points can be redeemed for cash back, gift cards, travel and other purchases through the Chase Ultimate Rewards program.
If you only have the Ink Business Unlimited or Ink Business Cash card, your Chase Ultimate Rewards points will always be worth 1 cent per point regardless of how you redeem them. However, If you also have a Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred card, you can transfer those points between cards and spend those 90,000 points through Chase’s transfer partners (in which case it’s possible to get far more than 1 cent per point in value).
Chase Ink Business Preferred® Credit Card
90,000
bonus points
after you spend $8,000 on purchases in the first 3 months after account opening.
Annual Fee: $95
Chase Sapphire Preferred® Card
75,000
bonus points
after you spend $5,000 on purchases in the first 3 months from account opening.
Annual Fee: $95
Earn 125,000
bonus points
after you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee: $795
The Bottom Line
Welcome bonuses are one of the best ways to rack up a large balance of credit card points quickly. So, with the Ink Business Unlimited and Ink Business Cash recently raising their welcome offers from $750 to $900, these cards just got much more attractive.
However, if you’re planning on applying for either of these, we’d recommend pairing one of these cards with another Chase card that has access to Chase’s transfer partners (which include either the Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred card). That way you can use the 90,000 Chase points with transfer partners and potentially get far more than $900 worth of value from them.
New to the world of points and miles? The Chase Sapphire Preferred® Card is the best card to start with.
With a bonus of 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. , 5x points on travel booked through the Chase TravelSM Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!
after you spend $6,000 on purchases in the first 3 months from account opening
when you spend $6,000 on purchases in the first three months after account opening
after you spend $8,000 on purchases in the first 3 months after account opening.
Annual Fee: $95
after you spend $5,000 on purchases in the first 3 months from account opening.
Annual Fee: $95
after you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee: $795
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
bonus cash back
after you spend $6,000 on purchases in the first 3 months from account opening
miles
once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
bonus points
after you spend $5,000 on purchases in the first 3 months from account opening.
Membership Rewards® Points
after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
