How to Transfer Chase Ultimate Rewards Points to Airline and Hotel Partners

Chase Ultimate Rewards points are the go-to choice for many points and miles enthusiasts, and it’s no wonder.

Ultimate Rewards points have a ton of different uses and can be transferred to valuable airline and hotel programs including United MileagePlus, Southwest Rapid Rewards, World of Hyatt and many more, making them highly flexible. By transferring to partner airlines and hotels, you can often get outsized value for your points compared to redeeming them through the Chase Travel℠.

In this article, we’re breaking down the complete process of transferring Chase Ultimate Rewards points to any of Chase’s transfer partners. We’ll also give you a look at some of the most valuable transfer partners and answer some of the most commonly asked questions about transferring Chase points.

How to Transfer Chase Ultimate Rewards Points to Airline and Hotel Partners

First things first: let’s learn how to transfer points.

To transfer your Ultimate Rewards points to airline or hotel partners, you must have a Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card.

The Chase Freedom Flex®, Chase Freedom Unlimited®, Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card each earn Ultimate Rewards points, but don’t let you transfer to airline partners.

That’s because these no-annual-fee cards typically only enable you to redeem your points as cash back. However, if you hold a premium-annual-fee Chase Ultimate Rewards card, you can transfer your points to these cards to then transfer them to travel partners.

Additionally, you can only transfer points to your own loyalty program accounts or the account of a person in your household. Some people have reported being able to transfer points to another person’s account, but this often leads to account shutdowns by Chase. We don’t recommend that you do this.

Now, let’s talk about the transfer process.

Start by navigating to the Chase website and logging into your Chase account.

Once you’re logged in, click on the Rewards section on the right side.

You’ll be redirected to the rewards portal.

Next, click the Travel drop-down menu option and select Transfer Points to Partners.

You’ll be redirected to a page where all of Chase’s travel partners are listed.

When you select a transfer partner and click Transfer Points, you’ll be prompted to enter the details of your loyalty account with the specific partner. For example, if you’re transferring Ultimate Rewards points to United Airlines, you’ll need to enter your MileagePlus number and confirm it.

Once you’ve entered the required information and double-checked it, click the “Continue” button at the bottom of the screen. Make sure your details and member number are correct to avoid any transfer issues or holds.

After entering your details and confirming them, you’ll be able to choose the number of Ultimate Rewards points you want to transfer. Point transfers have to be in increments of 1,000 and are at least 1:1—occasional offers may net you an even greater transfer ratio.

Enter the number of points you wish to transfer and click the “Confirm & Submit” button at the bottom of the screen.

Your points will now be transferred to your loyalty program of choice. Most transfers are instant, but some can take between a few hours or even a few days. Keep in mind that you should always check award travel availability with your loyalty program of choice before transferring points, as you can’t reverse Chase point transfers.

Here’s a helpful tutorial we made showing how to transfer points to partners. In this example we’re transferring points to Hyatt.

Common Questions on Chase Ultimate Rewards Transfers

So, now you’ve successfully transferred points to your transfer partner of choice. And you probably have a few questions.

Here are answers to the most common questions many people run into when transferring points from Chase to a travel partner.

What Are Chase’s Transfer Partners, and How Long Do Transfers Take?

Chase has a grand total of 14 airline and hotel transfer partners. This consists of 11 airline and three hotel partners.

Most transfers are instant, however many people have experienced varying transfer times that can range from a few hours to several days. If an airline loyalty program permits it, we recommend calling them and asking them to hold the award ticket(s) for you.

Here’s an overview of Chase’s airline and hotel transfer partners, their transfer ratios and an estimate of typical transfer times.

*All transfer times that say instant may take up to 2 days, based on data points from other points/miles users. All transfer times in this chart are estimated.

What Are the Best Chase Ultimate Rewards Transfer Partners?

All of Chase’s transfer partners have their own sweet-spots when it comes to award redemptions.

Here are a handful of examples.

To benefit from low-cost domestic award flights with American Airlines, you can transfer your Ultimate Rewards points to British Airways Avios and book American flights through BA. You can also take advantage of BA Reward Flight Savers to reduce the cost in taxes and fees on intra-European and United Kingdom flights.

Alternatively, transferring your points to Air Canada Aeroplan miles opens up redemption opportunities with more than 50 airlines, including all Star alliance partners.

You could also transfer your points to World of Hyatt and enjoy award night bookings starting at just 3,500 points.

Likewise, you can take advantage of Air France/KLM Flying Blue’s promo awards, giving you discounts of up to 25% on award flights.

These are just a few of the best ways you can use your Ultimate Rewards points for transfer partner redemptions.

Should I Transfer to Chase’s Hotel Partners?

Transferring to hotels is almost always a terrible deal. In many cases, it costs as much as a domestic plane ticket to book one night at a hotel room in a mid-range property.

The only exception to this rule is Hyatt. This chain has reasonably priced award nights, starting at 3,500 Hyatt points per night. So if you want to save a few bucks on your next booking in a Hyatt city, keep some Chase Ultimate Rewards points in your back pocket.

How Do You Combine Ultimate Rewards Points from Different Cards?

Combining Ultimate Rewards points from different cards is a simple process—here’s how to do it.

Log into your Chase online account and navigate to the Chase Ultimate Rewards portal as usual.

You can then click Rewards details in the top menu bar and select “Combine Points” in the drop-down menu.

Here, you can see all of the cards in your Chase account that earn Chase Ultimate Rewards. Select the card from which you want to transfer points. Then select the card you want to move your points to. Then, click the “Next” button at the bottom of the screen.

Now, input the number of points you want to move at the center of the screen. Then click the “Review” button at the bottom of the screen.

You’ll then be prompted to confirm the transfer. Click the “Submit” button, and your points will be moved instantly.

By moving your points from a cashback card with no annual fee to an Ultimate Rewards card with annual fee, you’ll have the ability to transfer your points to airline and hotel partners.

If I Transfer Ultimate Rewards Points to an Airline or Hotel, Can I Reverse It?

Unfortunately, no.

Once you transfer Ultimate Rewards points to an airline or hotel partner, they can’t be transferred back. Even if a transfer takes time and isn’t instant, you can’t stop the transfer from processing.

Bottom Line

Transferring Chase Ultimate Rewards points to a travel partner is often a great way to get maximum value out of your points.

While using the Chase travel portal to book flights and hotels can be a solid move, don’t forget to look into your transfer options. You’ll often find that you’ll get outsized value redemptions by transferring your points.

Just be sure to do the math and ensure award availability before transferring your Ultimate Rewards points to a travel partner.