Chase Ultimate Rewards points are a go-to choice for many miles and points fans. In large part, this is because they have a ton of different uses and can be transferred to valuable airline and hotel programs including United MileagePlus, Southwest Rapid Rewards and World of Hyatt.

Chase Ultimate Rewards Points can be transferred to many airline and hotel partners, including Southwest Airlines

In this article, I’ll show you how to transfer points from Chase Ultimate Rewards to any of its transfer partners. We’ll also give you a look at the most valuable partners and answer some of the most commonly asked questions about transferring Chase points.

Let’s dive in!

How to Transfer Chase Ultimate Rewards Points To Airline and Hotel Partners

First thing’s first: let’s learn how to transfer points.

To transfer your Ultimate Rewards points to airline or hotel partners, you must have a Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card.

The Chase Freedom Flex, Chase Freedom Unlimited®, Chase Ink Business Cash® Credit Card and Chase Ink Business Unlimited® Credit Card each earn Ultimate Rewards points, but do not let you transfer to airline partners.

However, you can transfer Ultimate Rewards points from a card that doesn’t have an annual fee to one that does. More on that in a bit!

Additionally, you can only transfer points to your own loyalty program accounts or the account of one person in your household. Some have reported being able to transfer points to another person’s account, but this often leads to account shutdowns by Chase. We do not recommend that you do this.

Now, let’s talk about the transfer process.

Start by navigating to the Chase website and logging into your Chase account.

Scroll to the bottom of your dashboard and click the blue Chase Ultimate Rewards button. This button will display the number of points in your account. You’ll be taken to your Ultimate Rewards account page.

Now, look towards the top of the screen and click the Transfer to Travel Partners button or select this option from the dropdown menu in the top left hand corner of the page. You’ll be redirected to a page that lists all of Chase’s transfer partners.

Next, click on the Transfer Points button to the right of the partner you want to use to start the process. For this example, we’ll transfer points to United MileagePlus.

Now, enter your transfer partner details. In the case of United, you will be prompted to enter your MileagePlus number and confirm it. Click the Continue button at the bottom of the screen after you’ve entered your loyalty program info and verified that the number is correct.

You can now choose how many points to transfer to your travel partner of choice. You must choose increments of 1,000 points, with the minimum number of points being 1,000. Enter the amount at the center of the screen and click the Continue button at the bottom of the screen.

Your points will now be transferred to your loyalty program of choice. Most transfers are instant, but some take 2-7 days.

Most Chase Ultimate Rewards transfers are instant, but some can take 2-7 days

Common Questions on Chase Ultimate Rewards Transfers

Congrats! You’ve successfully transferred points to your transfer partner of choice—and you probably have a few questions. Here are answers to the most common questions many people run into when transferring points from Chase to a travel partner

What are Chase’s transfer partners and how long do transfers take?


PartnerTransfer Time
Aer LingusInstant
British AirwaysInstant
Flying Blue (Air France/KLM)Instant
Hyatt Instant
IHG1 Day
Korean Air Instant
Marriott2 Days
Ritz-Carlton 2 Days
Singapore Airlines 2 Days
Southwest Instant
Virgin Atlantic Instant

What are the best Chase Ultimate Rewards transfer partners?

All of Chase’s transfer partners have their own sweet spots. For example, you can book intra-Europe short-haul flights of up to 650 flight miles for just 4,500 Chase Ultimate Rewards points when transferred to and booked via British Airways Executive Club. However, using British Airways Avios for flights to Europe is not a good deal because of taxes.

You can book Intra-Europe short-haul flights of up to 650 flight miles for just 4,500 Chase Ultimate Rewards points when transferred to and booked via British Airways Executive Club.

Other transfer partners are great too. United is one of my favorites because round trip international tickets include a stopover by making use of the excursionist perk. United doesn’t pass on fuel surcharges for any of their partners, and it’s possible to book open jaw itineraries. This means more travel in every itinerary. United also has an amazing set of partners through Star Alliance, so it’s definitely worth a look.

Those are only two basic examples but there are tons of other great options. There are sweet spots with every airline partner, so find the one that works best for the trips you want to take.

Should I transfer to Chase’s hotel partners?

Transferring to hotels is almost always a terrible deal. In many cases, it costs as much as a domestic plane ticket to book one night at a hotel room in a mid-range property. Because of this, it has a low redemption value, so we recommend that you stay away from transferring to a hotel partner unless you’ve found an excellent redemption or need to top up points for a stay.

The only exception to this rule is Hyatt. The chain has reasonably priced award nights—starting at 5,000 Hyatt points per night. So if you want to save a few bucks on your next booking in a Hyatt city, keep some Chase Ultimate Rewards in your back pocket.

How do you combine Ultimate Rewards points from different cards?

It’s a simple process—here’s how to do it:

As we explained earlier, log into your Chase online account and navigate to the Chase Ultimate Rewards portal as usual. This time, however, look towards the upper right-hand corner of the screen and click the Combine Points button. This can also be found under the dropdown menu button in the top left corner.

You’ll see all of your cards that earn Chase Ultimate Rewards that are connected to your Chase account. Under the Move Points From header, select the card from which you want to transfer ponts. Under the Move my points to header, select the card under which you want to combine your points. Then, click the Continue button at the bottom of the screen.

Now, input the number of points you want to move at the center of the screen. If you want to move all of your points, click the All my points option at the top-center of the screen. Then click the Review button at the bottom of the screen.

You’ll now be prompted to confirm the transfer. Click the Continue button, and your points will be moved instantly. By moving your points from a card with a no annual fee to one with an annual fee, you’ll now have the ability to transfer your points to airline and hotel partners.

If I transfer Ultimate Rewards Points To An Airline Or Hotel, Can I Reverse It?

Unfortunately, no. Once points are transferred to an airline or hotel partner, they cannot be moved back. Additionally, even if a transfer takes time and is not instant, you cannot stop the transfer from processing. Even if it’s not completed.

Once you transfer Chase UR points to a partner you cannot get them back

Bottom line

Transferring points to from Chase Ultimate Rewards points to a travel partner is often a great way to get maximum value out of your points. While using the Chase travel portal to book flights and hotels can be a solid move — especially for economy flights, don’t forget to look into your transfer options. You just might find that you’ll get even more value by transferring!