All Posts By

Bryce Conway


Tomorrow is the Last Day to Earn 100,000 Bonus Points with Chase Sapphire Reserve

Hi Travel Junkies,

Just a heads up, tomorrow is the last day to apply for the Chase Sapphire Reserve and receive the 100,000 point signup bonus. This 100,000 point offer is available exclusively in Chase branches through March 12th (which is a Sunday, so most branches will be closed).

The Sapphire Reserve is arguably the best travel credit card ever released and great choice for anyone who values travel rewards. The card comes with a hefty $450 annual fee but a variety of perks to justify that fee, including a $300 annual travel credit.

You can more about the details of the Chase Sapphire Reserve by checking out our overview of the card or visiting a Chase branch.

After March 12th the signup bonus will drop to match the online offer, which is 50,000 points after $4,000 in spending in the first 3 months.

So make some time after Saturday brunch to stop by your local Chase branch and get in on the offer that we have been talking about since the card launched last fall.

Happy Travels,



Big News: We’re hiring 2 new people to work for 10xT!

Hi Travel Junkies,

We are looking for two new team members at 10xT to help with content development. Ideally people who can start right away.


Skills required:

  • Intermediate to advanced knowledge of earning and redeeming miles/points for award flights and hotel stays (6+ months experience desired)
  • Understanding of previous 10xT published material
  • Writing skills, particularly for online consumption
  • Ability to meet deadlines, no exceptions
  • Research skills to find information about credit cards, loyalty programs, and other necessary subjects.

This is a part time opportunity with negotiable compensation. Hours are flexible and this is a remote position.

You’ll also have an opportunity to learn from the best as you work with the entire 10xT team in building the business.

Interested? Send an email to with the subject “I Want to Work for 10xT” and tell me why we should select you.

No formal format required, and extra points for creativity. If you’ve been around for awhile you know exactly what we need. Feel free to include work samples, resumes, or whatever you think is relevant.

There’s no deadline for applying. Once we find someone we find someone, so don’t delay.

Happy Travels,

P.S. Just so you know what you’re up against, we had 35+ people apply for the last position. We want people who aren’t intimidated by this.

Blog, Success Stories

Reader Success Story: A $50,000 European Adventure for Under $3,000

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

Today, we’re going to hear from Lalaine Mackey about an amazing European adventure she and her husband, Russ, had last year.

If you’d like to share your story with the 10xTravel readers, drop us an email and share how you did it! (bryce [at] 10xTravel [dot] com)


A September to Remember

It all started when we got a bill from the IRS – we needed to pay more on our income tax in the prior year (UGH!). My husband said, “Wouldn’t it be nice to get a free trip out of this payment?”

So, he decided to research everything he could find about travel with frequent flyer miles and found 10xTravel. Then he found the 10xTravel Facebook group. That’s where the fun really began!

In October 2015, his initial goal was to earn enough points for a week in Hawaii! By January 2016, he had already earned enough for this trip! Take note insiders – this is how you convince your skeptical significant other to join in the fun!!!

He introduced me to the world of miles and points when he had enough points for a week stay in Hawaii for pennies on the dollar!

Who wouldn’t want to be here?!


Let’s Go To Europe!

I was convinced and raised the stakes for our next vacation – I asked about Europe! I jumped into miles and points by applying for the same cards as my husband. By March 2016, we had enough points and miles to get round-trip tickets to Europe and some hotel stays on points. By June, we had enough for business class! Continue Reading


Highest Ever Offer on Starwood Credit Card is Back!

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

Hi Travel Junkies,

Just a heads up, American Express just upped the offer on their Starwood Preferred Guest Credit card to 35,000 bonus points! This is the highest offer I have ever seen on the card, which usually offers only 25,000 bonus points.

NOTE: This bonus is no longer active as of April 5th, 2017.

Here are the details of the offer for the personal version of the card:

  • Earn 25,000 Starpoints after spending $3,000 in the first three months with the card
  • Earn 10,000 Starpoints after spending an additional $2,000
  • $95 annual fee is waived for the first year
  • 5 nights and 2 stay credits toward elite status
  • Earn SPG Gold status when you spend $30,000 in a calendar year
  • Offer expires April 5, 2017

The business version is slightly different:

  • Earn 25,000 Starpoints after spending $5,000 in the first three months with the card
  • Earn 10,000 Starpoints after spending an additional $3,000
  • $95 annual fee is waived for the first year
  • 5 nights and 2 stay credits toward elite status
  • Earn SPG Gold status when you spend $30,000 in a calendar year
  • Sheraton Club Lounge Access
  • Offer expires April 5, 2017

Starwood points are one of my favorite loyalty currencies because of their flexibility. You can use Starpoints to book free or discounted nights at many Starwood properties or transfer them to more than 30 different airline partners at a rate of 20,000 Starpoints > 25,000 frequent flyer miles.

Just this past year I used Starpoints to score some amazing hotels on long weekend trips to Central Europe and the Iberian Peninsula.

And don’t forget that Starpoints now transfer to Marriott at a rate of 3:1. Meaning the 35,000 Starpoints could potentially become 105,000 Marriott points. Opening up a TON of additional redemption options for you.
Continue Reading

Blog, Success Stories

Reader Success Story – A $2,412 Trip to Bali for Only $255

Disclosure: This post may contain references to products from our advertisers. We may receive compensation from products we link to. We appreciate your support.

We’re back with another amazing readers success story. Today Shannon is going to tell us how she used miles and points to take a dream vacation in Bali, Indonesia. If you’ve been wondering how you can use make credit cards work for you, this is a must-read.

If you have your own dream vacation story that you’d like to share, send Bryce a quick email and you could see your story on the blog next time!

With that we’ll turn it over to Shannon!


Hey 10xTravel Friends!

If you’re anything like me, you’ve probably looked at your points balances and thought, “ugh, there’s no way I’m going to have enough for a round-trip!” Fortunately, that doesn’t have to derail your dream vacation.

I knew I didn’t have enough miles in any of my accounts to for a round-trip flight from Minneapolis to Bali, Indonesia, so I decided I would book one-way flights on two different airline programs. I did a little research and decided to use United miles for my flight to Bali and Delta SkyMiles for my return flight.

I booked my flight to Bali on United with thanks to the sign-up bonus I received from the Chase United card. At the time, the bonus was 50,000. A one-way flight from Minneapolis to Bali only cost 40,000 miles and $52 (taxes and fees), so my 50,000 United miles were more than enough to take care of this flight.

I used my CapitalOne Venture card to pay for the fees and was able to erase all $52 of these taxes and fees. A free flight to Bali? Yes, please!

Continue Reading


Today’s My Birthday – Can I Ask a Quick Favor?

Today marks the beginning of my 29th journey around the sun (I’m 28 years old).

To be honest, 28 is a bit of a strange age. Mainly because at 28 you could have 3 kids and a mortgage or spend your weekends ordering shots of Fireball at a club and both would be socially acceptable (at least in my book).

Me? I guess I’m somewhere in the middle.

My 28th birthday is the first one I’ll spend as the father to my newborn daughter, Colette. It also begins another year filled with lots of travel, time spent with friends, and drinking in strange bars all over the world.

This is what 28 years old looks like

Anyway, I have a small favor to ask of you on my birthday.

Will you tell me how 10xT has changed your life in this past year?

It can be anything, from finally being able to take the trip of your dreams to making a few bucks on the side.

You can send them to me by email ( or share them in my Insider’s Facebook Group. I read every single one.

Thanks in advance. Here’s to making 28 the best year yet.

Happy Travels,



My New EBook – How to Fix Your Credit – Is Available NOW

Today I am thrilled to announce that my new book – How to Fix Your Credit: Do it Once. Do it Right. Get on with Your Life – is now available for purchase here.
How to Fix Your Credit is the most intuitive do-it-yourself credit repair product ever created, showing you how to go from “my credit needs work” to “I’m confident that I’ll never have credit problems again” in a matter of weeks.

I spent YEARS creating this product, distilling the best practices from my work with thousands of individual clients and sharing them in this one comprehensive book. 
Here’s a quick look at what’s included:

  • My simple, 4-step process to repairing and rebuilding your credit
  • More than 20 actionable strategies and tips to dramatically increase your credit score
  • Word-for-word scripts to take guess work out of credit repair. No need to reinvent the wheel here, my word-for-word scripts are ready to plug and play.
  • The latest tools and tricks, as well as shortcuts, for improving your credit score with minimal time and effort
  • Specific benchmarks to achieve at each step, so you know you’re on the right track
  • The exact system I use to stay on top of my credit and personal finances with < 10 minutes of work each month. Why create your own? Steal mine!
  • And more…
These methods have produced incredible results for thousands of people from a variety of different backgrounds, and I’m confident work for you too.
So confident in fact that I am happy to offer a 110% guarantee. No questions asked.
If you’ve been wanting to dive in to the world of points and miles, but don’t have the credit score to do so, this product is for you.
Click here to learn more about How to Fix Your Credit: Do it Once. Do it Right. Get on with Your Life

Happy Travels,

Blog, Success Stories

Reader Success Story – A $10,000 European Honeymoon for Next to Nothing

We talk a lot about how you can take amazing trips around the world with the help of miles and points. I’m sure some of you have wondered why we’re so obsessed with credit cards and using the points we earn to travel. Well, let me introduce you to Vincent.

Vincent has planned an amazing European honeymoon with his wife for later this year. I’ll let Vincent show you how he did it…


Making honeymoon decisions can be particularly stressful, but thanks to miles and points we are going on a seven-day adventure that will take us to Athens and Crete. Not only will we spend time in two amazing cities, but we will be staying at 4 and 5 star hotels.

You might be thinking, “that’s great, but I don’t have that kind of money.” Well, neither do we! Thanks to the strategic use of credit cards, we have planned the trip of a lifetime and saved a TON of money.

The card that is the driving force behind our honeymoon is the Chase Sapphire Reserve. We wanted to show you what a couple lovebirds can do with this amazing card.

So, let’s get into it!


The Journey Begins: Dayton to Athens

We are flying from Dayton to Athens, Greece thanks to 30K United points and $25 in taxes and fees per person. That’s 60,000 total United miles and $50 dollars for the two of us. All it took was a quick transfer of Chase Ultimate Rewards to United to make it happen.

To make this journey just that little bit better, we also have Priority Pass lounge access thanks to the Chase Sapphire Reserve. Nothing beats cocktails and Wi-Fi in the lounge while waiting for your flight!

Continue Reading


Last Chance for Chase Sapphire Reserve Online 100,000 Point Bonus

By: Bryce Conway

Hi Travel Junkies,

Just a heads up, you only have a few more days to apply for the Chase Sapphire Reserve card online and receive the 100,000 point bonus!

Chase has confirmed that the bonus is scheduled to drop to 50,000 points on Thursday, January 12. The 100,000 point offer will still be available in Chase branches until early March.

Here are the details of the offer:

  • Earn 100K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,500 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases such as airfare and hotels charged to your card
  • 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Plus, no foreign transaction fees
  • Get 50% more value when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 100,000 points are worth $1,500 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 900+ airport lounges worldwide with complimentary Priority Pass™ Select membership
  • Up to $100 application fee credit for Global Entry or TSA Pre®
  • No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards

Personally I think this is the best travel credit card ever released, and a no-brainer for even the casual traveler. Yes, $450 is a lot to pay for a credit card, but the benefits clearly justify the premium price of this card.

Times almost up, so grab it while you can!

Happy Travels,


Blog, Guest Post

Travel Guides for 10xTravel [Guest Post]

Hey Y’all,

Kate here from Life on Pine, an adventure & travel blog, sharing stories from our current life on the road. You can read a little more about us or reach out directly here.

Adventure Travel


Our blog really used to be a place for stories, photos and recommendations from cities that I loved. Over time, my husband and I started to travel together more, and I was borderline worried about his obsessive researching before a trip: what are the locals doing, where are the underrated cafes/shops/stores, can we see live music, can we hike/bike/surf, where do the OG’s go in this town.

We of course also love finding historical places, museums, hot spots and hipster-ridden cafes, but we equally love ending up in a dive bar full of 70+ year old legends smoking cigarettes and playing backgammon. I used to think only spontaneity made for good trips, however I’ve seen there is a clear difference when you arrive in a city with a loose plan and slowly I’ve started to appreciate his OCD travel preparation.


… are meant to inspire you! And at the very least serve as a back-up plan for your next adventure. Before TG’s, we would get emails from friends [or friends of friends] about recent trips, asking about some of our favorite spots and things we did. From there we would spend hours writing up emails, copy and pasting old emails and forwarding people past recommendations. Eventually it just seemed to make sense to share the work that was already done or collected, and pair it up with some of our favorite photos. Sometimes blogging can feel like an un-rewarding endeavor, but when we hear of someone using a guide or loving our tips, it makes my heart melt.

These guides are designed to be a source of clean, digestible, visually pleasing information for you to get what you are looking for fast, and move onto more important things – like your trip! Continue Reading