Chase Freedom Unlimited

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Current Offer


cash back

after you spend $500 in the first 3 months. Plus earn 5% cash back on up to $12,000 spent on grocery store purchases in your first year (excluding Target and Walmart).

Annual Fee: $0

Terms Apply.

How to Earn Rewards


Earn 5% on travel purchased through Chase Ultimate Rewards.


Earn 3% on dining at restaurants, including takeout and eligible delivery services.


Earn 3% on drugstore purchases.


Earn 1.5% on all other purchases


0% Intro APR for 15 months from account opening on purchases. After that, a variable APR of 14.99% - 23.74%

Our Take

Chase Freedom Unlimited has moved up in our monthly rankings thanks to a handful of new spending category changes made by Chase.

Freedom Unlimited now earns 5% back on travel booked through the Chase Ultimate Rewards portal, 3% back on dining, and 3% back on drugstores. There is no need to register and these category changes appear to be indefinite.

Keep in mind that if you also have a Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred you can combine all of your Chase points to be used for travel redemptions, including transfers to travel partners.

Essential Chase Freedom Unlimited Reading