Chase Freedom Unlimited

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Current Offer

$200

cash back

after you spend $500 in the first 3 months. Plus earn 5% cash back on up to $12,000 spent on grocery store purchases in your first year (excluding Target and Walmart).

Annual Fee: $0

Terms Apply.

How to Earn Rewards

5%

Earn 5% on travel purchased through Chase Ultimate Rewards.

3%

Earn 3% on dining at restaurants, including takeout and eligible delivery services.

3%

Earn 3% on drugstore purchases.

1.5%

Earn 1.5% on all other purchases

Benefits

0% Intro APR for 15 months from account opening on purchases. After that, a variable APR of 14.99% - 23.74%

Our Take

Chase Freedom Unlimited has moved up in our monthly rankings thanks to a handful of new spending category changes made by Chase.

Freedom Unlimited now earns 5% back on travel booked through the Chase Ultimate Rewards portal, 3% back on dining, and 3% back on drugstores. There is no need to register and these category changes appear to be indefinite.

Keep in mind that if you also have a Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred you can combine all of your Chase points to be used for travel redemptions, including transfers to travel partners.