Chase Freedom Unlimited®

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Current Offer

An Extra 1.5%

cash back

on everything you buy, up to the first $20,000 spent, in the first year

Annual Fee: $0

Terms Apply.

How to Earn Rewards

5%

Earn 5% on travel purchased through Chase Ultimate Rewards

3%

Earn 3% on dining at restaurants, including takeout and eligible delivery services.

3%

Earn 3% on drugstore purchases.

1.5%

Earn 1.5% on all other purchases

Benefits

0% Intro APR for 15 months from account opening on purchases. After that, a variable APR of 14.99% - 24.74%. Intro Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days.

Our Take

The Chase Freedom Unlimited® has moved up in our monthly rankings thanks to a handful of new spending category changes made by Chase.

Freedom Unlimited now earns 5% back on travel booked through the Chase Ultimate Rewards portal, 3% back on dining, and 3% back on drugstores. There is no need to register and these category changes appear to be indefinite.

Keep in mind that if you also have a Chase Sapphire Preferred, Chase Sapphire Reserve®, or Chase Ink Business Preferred you can combine all of your Chase points to be used for travel redemptions, including transfers to travel partners.