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after you spend $4,500 in the first 90 days
Points per $1 spent on prepaid hotels and car rentals, book directly with U.S. Bank
Points per $1 spent on eligible travel purchases and mobile wallet spending
Points per $1 spent on takeout, food delivery, and dining purchases through December 31, 2020
Points per $1 spent on all else
$325 annual travel credit
12 GoGo In-Flight Wifi passes per year
$100 TSA Pre or Global Entry Credit
Priority Pass Select Membership (Only 4 complimentary visits per year)
Card is made of metal
First thing to know: You have to be a U.S. Bank Customer to get this card. Which eliminates it for a lot of people.
U.S. Bank’s Premium travel credit card, the Altitude Reserve comes with a handful of great perks and a generous bonus offer. Priority Pass Select Membership, a $325 annual travel credit, $100 PreCheck/Global Entry credit, no foreign transaction fees, and more.
But note that the Priority Pass membership offered by this card only allows 4 complimentary visits per year. Compared to unlimited lounge access offered by other premium travel cards on the market.
The points are incredibly easy to use but lack the upside offered by the other premium travel cards due to their inability to transfer to airline and hotel partners. Altitude Reserve points simply redeem to book any travel at a value of 1.5 cents per point.
One major downside of this card is that you have to be a US Bank customer to apply (mortgage, checking/savings account, etc.). For that reason we have it lower in the rankings than it otherwise would be.
Overall I would describe this card as “sneaky” (in a bad way). To a layman this looks like any other premium travel card. But when you dig deeper you find that it has many exceptions such as 1) more restrictive lounge access 2) restrictions on who can apply for the card and 3) no transfer partners.