U.S. Bank Altitude Reserve

Advertiser Disclosure

10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Current Offer

50,000

Bonus Points

after you spend $4,500 in the first 90 days

Annual Fee: $400
No Foreign Transaction Fees

How to Earn Rewards

5x

Points per $1 spent on prepaid hotels and car rentals, book directly with U.S. Bank

3x

Points per $1 spent on eligible travel purchases and mobile wallet spending

3x

Points per $1 spent on takeout, food delivery, and dining purchases through December 31, 2020

1x

Points per $1 spent on all else


Benefits

$325 annual travel credit

12 GoGo In-Flight Wifi passes per year

$100 TSA Pre or Global Entry Credit

Priority Pass Select Membership (Only 4 complimentary visits per year)

Card is made of metal


Our Take

First thing to know: You have to be a U.S. Bank Customer to get this card. Which eliminates it for a lot of people.

U.S. Bank’s Premium travel credit card, the Altitude Reserve comes with a handful of great perks and a generous bonus offer. Priority Pass Select Membership, a $325 annual travel credit, $100 PreCheck/Global Entry credit, no foreign transaction fees, and more.

But note that the Priority Pass membership offered by this card only allows 4 complimentary visits per year. Compared to unlimited lounge access offered by other premium travel cards on the market.

The points are incredibly easy to use but lack the upside offered by the other premium travel cards due to their inability to transfer to airline and hotel partners. Altitude Reserve points simply redeem to book any travel at a value of 1.5 cents per point.

One major downside of this card is that you have to be a US Bank customer to apply (mortgage, checking/savings account, etc.). For that reason we have it lower in the rankings than it otherwise would be.

Overall I would describe this card as “sneaky” (in a bad way). To a layman this looks like any other premium travel card. But when you dig deeper you find that it has many exceptions such as 1) more restrictive lounge access 2) restrictions on who can apply for the card and 3) no transfer partners.

U.S. Bank Altitude Reserve Articles