Note: Some of the offers mentioned below may have changed or are no longer be available. You can view current offers here.

Editors Note: Some of the offers in this article have expired. Please visit our credit cards page for a list of current offers.

Hi Travel Junkies,

New credit card launches are perhaps the best news that can come out of the points/miles world because they (usually) represent an opportunity for avid travelers to earn another signup bonus and add a new points-earning card to their credit card arsenal.

Which is why today I am excited to share that Chase has launched a new credit card, the Chase Ink Business Unlimited! Here are the details:

Chase Ink Business Unlimited:

  • Earn $500 (50,000 Ultimate Rewards Points) after you spend $3,000 in the first 3 months
  • Earn 1.5x points per $1 spent on everything
  • 0% APR for the first 12 months
  • $0 Annual Fee

(Ink Business Unlimited: Learn More)

Many points/miles enthusiasts will quickly recognize the Chase Ink Business Unlimited is basically the business version of the Chase Freedom Unlimited, featuring the same 1.5x earning rate and $0 annual fee. Though the 50,000 point bonus on the Ink Business Unlimited is a substantial upgrade over the 15,000 bonus points being offered by Chase Freedom Unlimited (Learn More)

Note that this offer mentions a bonus of “$500 cash back”, however that bonus comes in the form of 50,000 Chase Ultimate Rewards points. Meaning that anyone who has a Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Preferred can simply combine these points with their other Chase Ultimate Rewards points to be used for travel at a higher value.

The 50,000 point bonus is worth $750+ of travel for anyone who has Sapphire Reserve

For example, anyone holding a Chase Sapphire Reserve could use these 50,000 bonus points to book $750 of travel via the Chase Ultimate Rewards portal. And also have the option to transfer the points to Southwest, United, Hyatt, and any of the other Chase travel partners.

These are some of our favorite cards for earning a ton of Ultimate Rewards Points:

At 1.5x points per $1 spent this card is an excellent choice for business owners who do a substantial amount of non-category spend, particularly if those business owners also have one of the aforementioned Chase Ultimate Rewards cards.

Now the bad news; this card will almost certainly be subject to the Chase 5/24 rule. Meaning that anyone who has opened more than 5 credit cards in the past 24 months will not be eligible to be approved for the card.

Bottom Line

The Chase Ink Business Unlimited is a great grab for anyone who can qualify for it, mainly because of the unlimited 1.5x earning, $0 annual fee, and generous 50,000 point signup bonus. Remember that you don’t have to “officially” own a business to qualify for business credit cards.

As always, feel free to email me ([email protected]) with any particular questions.


Happy Travels,



P.S. We are putting the finishing touches on a few 10xT Reader Meetups this summer. Details coming soon.


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Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

About the Author

Bryce Conway is the Founder of and Author of Takeoff: How to Travel the World for Next to Nothing and How to Fix Your Credit: Do it Once. Do it Right. Get on with Your Life. Bryce’s work has been featured in multiple national media outlets including Good Morning America, Money Magazine, and ABC Nightline News. Bryce created 10xTravel in 2014 and has been hanging out in the points and miles community since 2011....

Learn More About Bryce