As part of the Marriott-Starwood merger, many changes were made to the personal side of the Marriott credit card portfolio. However, for business card holders, an entirely new card wasn’t created.

The name of the card itself changed to the Marriott Premier Plus Business Credit Card, and the annual fee remained the same. The card comes with an annual free night certificate and offers benefits for Marriott guests such as faster internet and priority late checkout.

Welcome Bonus

The Marriott Rewards Premier Plus Business Credit Card offers 75,000 Marriott Rewards bonus points when you spend $3,000 in purchases in the first 3 months of opening the card.

Marriott Bonvoy Boundless Credit Card

75,000 bonus points after $3,000 spend in the first 3 months

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Bonus Categories

The Marriott Premier Plus Business Card has the following bonus categories:

  • 6X at Marriott hotels for each $1 spent (including former Starwood and Ritz-Carlton brands)
  • 4X at gas stations, restaurants, on shipping, internet, and cable and phone services for each $1 spent
  • 2X on all other purchases for each $1 on all other purchases

There is no limit on the number of bonus points you can earn in these categories.

Annual Fee

This card has a $99 annual fee, which is not waived for the first year.

Benefits of the Marriott Premier Plus Business Card

  • Annual Free Night Award (Up to 35,000 Points)

Every year after your account anniversary, you will receive a free night certificate that can be redeemed at properties for up to 35,000 points per night. Free night stays start at 7,500 points, and you’ll receive a voucher for your first free night after you’ve held the card for a year, then each year after that as long as your account is still open.

  • Complimentary Marriott Silver Elite Status

Whereas you would normally have to spend 10 nights at Marriott hotels to reach Silver Elite status, you’ll automatically be given Silver Elite status in the Marriott Rewards program.

Benefits include a 10% bonus on points earned from Marriott stays and priority late checkout (based on availability).  Benefits of the Marriott Premier Plus Business Card-Annual Free Night Award Stays-Complimentary Marriott Silver Elite Status-15 Bonus Elite Night Credits

If you spend $35,000 on the card in a calendar year, you will receive Gold Elite status. However, it may not be something to strive for considering the only significant differences from Silver Elite are room upgrades (subject to availability), faster internet, and more bonus points on stays – so there are probably better cards to do your high spending on.

  • 15 Bonus Elite Night Credits

For cardholders with Marriott Elite Status, you will receive one 15-night credit per year starting in 2019, even if you hold multiple cards from Marriott and SPG. This may come as a disappointment to former cardholders who will no longer earn 1 elite night credit for every $3,000 in purchases on the card.

  • Lost Luggage Reimbursement

If you use your Marriott Premier Plus card to purchase travel on an airline or other common carrier and your luggage is damaged or lost by the airline (or other carriers), Chase will reimburse you up to $3,000. This benefits can be applied to you and immediate family members traveling with you.

  • Baggage Delay Insurance

If you arrive at your destination and have to wait more than 6 hours for your luggage, Chase will reimburse you up to $100 a day for 5 days so you can purchase essentials like toiletries and clothing.Benefits of the Marriott Premier Plus Business Card-Lost Luggage Reimbursement-Baggage Delay Insurance

  • Trip Delay Reimbursement

If your flight is delayed more than 12 hours or overnight, Chase will cover you for unreimbursed expenses like meals and lodging for up to $500 per ticket.

  • Purchase Protection

A lesser-known benefit is purchase protection. Chase will cover your new purchases for 120 days against damage or theft up to $10,000 per claim.

  • Visa Concierge

If you need assistance finding sporting event tickets, making dinner reservations, or finding that perfect gift, you can receive complimentary Visa Signature® Concierge Service. This benefit is available 24 hours a day.

How to Use Marriott Rewards Points

Marriott Rewards points can be used to book hotel stays at any of the 29 brands in the combined Marriott, Starwood, and Ritz-Carlton portfolios. That means you have over 6,800 hotels in 150 countries to choose from.

Below is what the Marriott award chart looks like. Note that prices will increase in March 2019 for peak dates and top-tier properties, so if you’re able to book early, do it!

marriott premier plus business card review-marriott award chart

Additionally, you can transfer Marriott Rewards points to over 40 airline partners including many airlines that don’t have other transfer partners such as Alaska, American, Japan Airlines, and Lufthansa.

The transfers rate to most airlines is 3:1 (3 Marriott Rewards points = 1 airline mile). On top of that, for every 60,000 points you transfer, you’ll receive a 5,000-mile bonus. Transfers to United are handled a little bit differently as the transfer rate is slightly better at 3:1.1.

Is the Marriott Premier Plus Business Card Right for You?

When you’re deciding whether to apply for this card, calculate how much you can benefit from the welcome bonus. Depending on where you book hotel stays or award flights you book, you could save a ton just with the welcome bonus.

Since you’ll also receive an annual free night certificate, that’s an important part of the decision to keep the card long term. Of course, if you have a lot of paid Marriott stays, you’ll want to decide whether earning 6X on those stays is more valuable to you than using a card like the Chase Sapphire Preferred or Chase Sapphire Reserve.

Chase Sapphire Reserve

50,000 Chase Ultimate Rewards Points after you spend $4,000 spend in 3 months

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Before you apply for the card, make sure you understand the Chase 5/24 rule. If you’ve opened 5 or more personal credit cards from any bank — and business cards from Capital One or Discover — in the past 24 months, you won’t get approved for this card.

Final Thoughts

Overall, the Marriott Premier Plus Business Card isn’t a bad choice, but you likely have better choices for most of your spend! The annual free night certificate that can be used at any Marriott hotel that costs up to 35,000 points per night is a very nice benefit and, more than your ability to earn via card spend will be the most significant perk of this card. While it is restricted by Chase’s 5/24 rule, you’re better off starting with cards that earn Ultimate Rewards points.

Chase Sapphire Preferred

50,000 Chase Ultimate Rewards Points after you spend $4,000 spend in 3 months

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Editor’s Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

About the Author

In 2011, with a four-week trip around Europe, Caroline became a true road warrior, and there’s been no stopping her since. Caroline likes to mix roughing it and luxury on her travels, sometimes staying in five-star hotels and other times in hostels. Her mantra: splurge on experiences! She enjoys traveling to new countries (and hopes to visit all 193 someday!), trying local foods, and meeting people from around the world. A few travel highlights so...

Learn More About Caroline

2 Responses to “Marriott Rewards® Premier Plus Business credit card review”


Emmanuel Ruiz

This card isn’t subject to the 5/24 rule…I know. I applied a week ago and got approved @ lol/24. Your application will go to pending. Don’t call recon, just wait it out…that’s what I did.

Richard Ronayne

Thanks for making the site a little easier, I am a 81 year old starting to make sense of the credit card game, I have learned a lot reading your posts and still learning. The most exotic trip we make is to Hawaii where we have a timeshare , but I would like to try something in the off year kind of like a bucket list thing.

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