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Japan consistently ranks as one of the most rewarding destinations for points and miles redemptions, and for good reason. From world-class airlines such as All Nippon Airways (ANA) and Japan Airlines to a dense network of alliance partners, there are more ways than ever to turn points into high-value redemptions.
Whether you’re aiming for a lie-flat business-class seat or stretching your miles for multiple trips, Japan offers some of the best redemption opportunities in the game. The key is understanding where the real value lies and how to unlock it.
Let’s check out the best ways to fly to Japan with points.
Why Japan Is One of the Best Redemptions for Points and Miles
Japan stands out as a sweet spot in the world of award travel thanks to a combination of distance, airline competition and high cash fares. Flights between North America and Japan are long-haul routes, which means cash prices—especially in premium cabins—are often extremely high. This creates an opportunity to extract outsized value from your points, particularly when redeeming for business- or first-class fares.
Additionally, Japan is served by multiple high-quality carriers across all three major alliances. Some of the best airlines to fly to Japan with, such as ANA and Japan Airlines, also offer a wide range of redemption options across different partner programs. Add in the fact that several loyalty programs still offer award charts or semi-predictable pricing, and Japan becomes one of the most consistently valuable destinations for points redemptions.
The Sweet Spot: Premium Cabin Awards to Tokyo
One place where points truly shine is in business- and first-class cabin redemptions on flights to Tokyo. These tickets regularly cost thousands—or even tens of thousands—of dollars when booked with cash. However, by flying to Japan using points, you can often secure these same seats for a fraction of the cost in miles.
Programs such as ANA Mileage Club, Virgin Atlantic Flying Club and American Airlines AAdvantage offer particularly strong value, with business-class awards often priced between 50,000 and 85,000 miles each way, depending on the program and routing. Even more compelling is the quality of the experience. Airlines such as ANA and Japan Airlines are known for their exceptional service, spacious seating and attention to detail, making the redemption feel even more worthwhile.
Off-Peak Seasons and Award Calendar Strategies
Timing can play a crucial role in maximizing the value of your points when traveling to Japan. Some airline programs, such as ANA Mileage Club, use seasonal award pricing, with significantly lower redemption rates during off-peak periods. Traveling during these windows can reduce the cost of a business-class ticket by tens of thousands of miles. In general, low-season travel to Japan falls between January and February and again in early summer, while peak periods include cherry blossom season (late March to early April) and autumn foliage season (November).
Booking strategy also matters. Some airlines release award space nearly a year in advance, while others, like Japan Airlines, tend to release premium cabin availability much closer to departure. Using flexible date searches and tools that display monthly award calendars can make it much easier to identify the best-value travel dates and secure hard-to-find seats.
Best Airline Programs for Traveling to Japan With Points
Let’s look at how to fly to Japan on points.
Air Canada Aeroplan: Unlock Star Alliance Awards
Air Canada Aeroplan is a strong choice when it comes to booking partner award flights to Japan. It’s one of the few carriers to still use an award chart, albeit one that’s subject to dynamic pricing. Nevertheless, you can still extract outsized value if you can find award space.
Aeroplan uses a zone and distance-based award chart to price its partner award fares, with flights between the United States (U.S.) and Japan starting at the following one-way rates:
| Distance flown (miles) | Economy | Business | First |
|---|---|---|---|
| 5,001-7,500 | 45,000-50,000 | 85,000 | 110,000-120,000 |
| 7,501-11,000 | 50,000-65,000 | 85,000-102,500 | 130,000-140,000 |
The combination of these lucrative rates and Aeroplan’s wide range of Star Alliance partners makes it one of the best programs for booking award travel to Japan. However, the challenge is finding award space. Generally speaking, there are more connecting itineraries up for grabs than nonstop routes, at least if you want to pay the saver rate.
For example, you could fly with United Airlines from Los Angeles (LAX) to Beijing (PEK) and then onward with ANA to Tokyo-Haneda (HND) for as little as 60,000 points each way in economy or 85,000 points each way in business.
You could also fly with United from San Francisco (SFO) to Shanghai (PVG) and then onward with ANA to Tokyo-Haneda for 50,000 points in economy or 85,000 points each way in business.
Thanks to Air Canada’s membership in the Star Alliance, you can also take advantage of other partners, such as Air India, Egyptair and Asiana Airlines. For instance, you could fly with Asiana from New York-Kennedy (JFK) to Seoul (ICN), then self-transfer to Gimpo, South Korea (GMP) and fly onward to Tokyo-Haneda with ANA for as little as 87,500 points in business class.
So, if you can find award space and aren’t bothered by a connection, Aeroplan is a solid option for booking flights to Japan.
ANA Mileage Club: The Gold Standard for Japan Awards
ANA is one of Japan’s major long-haul airlines and a member of the Star Alliance. Its loyalty program, ANA Mileage Club, offers some of the most lucrative premium-cabin award rates for flights between the U.S. and Japan.
ANA flies nonstop to Tokyo-Haneda (HND) and Tokyo-Narita (NRT) from a number of U.S. airports, including the following routes:
- Chicago-O’Hare (ORD) to HND and NRT
- Houston (IAH) to HND
- Los Angeles (LAX) to HND and NRT
- New York (JFK) to HND
- San Francisco (SFO) to HND and NRT
- Seattle-Tacoma (SEA) to HND
- Washington (IAD) to HND
This enables you to fly with ANA nonstop to Japan no matter where you’re based in the U.S. Additionally, ANA is one of the few airlines to still use an award chart for both its own flights and partner-operated flights, making redemptions predictable and lucrative.
ANA’s award chart divides the world into zones. Japan falls in Zone 1 and North America is in Zone 6. For its own flights, ANA charges different rates depending on whether you fly during low, regular or high season, while for partner-operated award flights, ANA charges a flat rate regardless of the season.
Here are the one-way rates you’ll pay when flying between North America and Japan with ANA:
| Class | Low Season | Regular Season | High Season |
|---|---|---|---|
| Economy | 20,000 | 25,000 | 36,000 |
| Premium economy | 31,000 | 36,000 | 50,500 |
| Business | 50,000 | 52,500 | 82,500 |
| First | 75,000 | 85,000 | 150,000 |
You’ll get the most value by flying during low season. However, regardless of the season you fly, ANA offers significant value to U.S.-based travelers because it charges the same rates for both East and West coast flyers.
For instance, you could fly business class from Los Angeles to Tokyo-Haneda for 52,500 miles each way.
And if you’re based on the East Coast, you could fly business class from Washington to Tokyo-Haneda for the same price of 52,500 miles each way.
If you manage to score a seat during low season, you could pay as few as 50,000 miles each way for a business-class fare from Chicago-O’Hare to Tokyo-Haneda.
If you’d prefer to save your miles for more frequent redemptions and instead fly coach, you could do so for just 20,000 miles each way in low season from Seattle to Tokyo-Haneda.
And for premium economy, you could pay as few as 31,000 miles each way for a flight from Houston to Tokyo-Haneda.
ANA remains one of the most lucrative and luxurious options for getting to Japan, so make sure you have a stash of points you can transfer to ANA (more on this below).
Virgin Atlantic Flying Club for ANA Bookings
While American Express Membership Rewards is the only credit card loyalty program that allows point transfers to ANA Mileage Club, you can also book ANA flights through Virgin Atlantic Flying Club. Virgin has a non-alliance partnership with ANA that allows you to use Virgin points to book ANA award flights. And because all major transferable credit card rewards currencies transfer to Virgin, this opens the door to lucrative redemptions for all cardholders.
Unfortunately, you can only book ANA award flights by calling Virgin. The easiest way to do this is to first confirm award availability through Air Canada Aeroplan, then call Virgin to confirm availability on their end. You can then transfer your points and book.
While this may be extra hassle, you can enjoy lucrative award rates by booking ANA flights through Virgin with the following rates:
- West Coast to Japan: 52,500 points each way in business
- Eastern and Central U.S. to Japan: 60,000 points each way in business
While the rates are slightly higher for Central and East Coast flyers compared to booking directly with ANA, booking through Virgin can be a lucrative way to save thousands of miles when flying during high season, as the equivalent price with ANA would cost you 82,500 miles each way. It’s also a great option for non-Amex cardholders to take advantage of premium-cabin redemptions with ANA.
Alaska Airlines Atmos Rewards for Oneworld Access
Alaska Airlines Atmos Rewards is another strong program for booking award flights to Japan. Alaska Airlines uses a combination of zones, distance flown and dynamic pricing to price its partner award flights. This can make finding award availability a challenge, but it also opens the door to lucrative redemption opportunities.
For flights between the U.S. and Japan (Asia Pacific), Alaska prices partner award flights at the following one-way starting rates:
| Distance flown (miles) | Economy | Premium economy | Business | First |
|---|---|---|---|---|
| 3,001-5,000 | 30,000 | 40,000 | 60,000 | 90,000 |
| 5,001-7,000 | 37,500 | 50,000 | 75,000 | 110,000 |
Some West Coast flights fall between 3,001 and 5,000 miles, while all other flights from the Midwest and the East Coast fall in the upper distance band.
For instance, an economy fare from Boston (BOS) to Tokyo-Narita on American Airlines would cost you 37,500 points each way.
Meanwhile, an economy fare from Seattle (SEA) to Tokyo-Narita with Hawaiian Airlines would cost you just 30,000 points each way.
By booking through Alaska Atmos, you have access to a number of Oneworld partners, including American Airlines and Japan Airlines. This can allow you to fly in their renowned business-class cabins for 60,000 to 75,000 points each way, depending on where you’re flying from.
However, the main challenge is finding award availability. Japan Airlines often releases unoccupied award space to partners at the last minute, typically one to 14 days before departure. While you can sometimes snag award seats much further in advance, you’ll need to use an award search tool to monitor award space.
Overall, if you have a flexible travel schedule and can find award availability, booking flights to Japan through Alaska Airlines Atmos Rewards is one of your best options.
United MileagePlus for Star Alliance Access
Out of the three major U.S. airlines, United Airlines takes the lead when it comes to the sheer number of flights offered between the U.S. and Japan.
You can fly with United to Japan from the following U.S. airports:
- Chicago-O’Hare (ORD) to HND
- Denver (DEN) to NRT
- Houston (IAH) to NRT
- Los Angeles (LAX) to HND and NRT
- Newark (EWR) to HND and NRT
- San Francisco (SFO) to HND and NRT
- Washington (IAD) to HND
United prices its award flights dynamically, making it difficult to predict what you’ll pay for a flight. However, you can still occasionally find award flights at reasonable rates, particularly for economy and premium economy fares.
For instance, you could fly from Washington to Tokyo-Narita with a connection in Los Angeles for 55,000 miles in economy or 65,000 miles in premium economy.
You can sometimes find United Polaris business-class fares for around 100,000 miles to Tokyo, but they’re hard to come by and are often double the price during high-demand periods.
However, you can book ANA award flights through United for 110,000 miles each way in business class or 100,000 miles if you’re an eligible co-branded United cardholder. For instance, you could fly with ANA from Chicago to Tokyo-Haneda at these rates.
You could also fly with ANA from Los Angeles to Tokyo-Narita in business class at the same rates.
While United may not offer the lowest rates, it can be a great option if you have a stash of United MileagePlus miles or Chase Ultimate Rewards points and if you’re a co-branded cardholder.
American AAdvantage for Japan Airlines Access
American Airlines AAdvantage is a solid program for booking award flights to Japan with Oneworld Alliance airlines, such as Japan Airlines. American Airlines operates its own flights to Japan from Los Angeles, Dallas and New York, but you’ll get greater value for your miles by booking partner-operated award flights. It also offers better award availability compared to Alaska Atmos Rewards, making it easier to find redemptions.
The AAdvantage program still has an award chart with saver rates that you can sometimes be lucky enough to find. One-way award rates for partner flights between the U.S. and Japan are as follows:
- Economy: 35,000 miles
- Premium economy: 50,000 miles
- Business: 60,000 miles
- First: 80,000 miles
Although Japan Airlines operates nonstop flights from the U.S. to Tokyo, saver award rates are typically available on connecting itineraries only (exceptions apply).
For example, you could fly first class with Japan Airlines from San Francisco to Tokyo-Narita with a connection in Chicago for 80,000 miles each way.
The cash price of the same itinerary would cost $13,559, meaning you’re getting 17 cents per mile redeemed—significant value.
You could also fly business from Chicago to Tokyo-Narita with a connection in Seattle for 60,000 miles each way.
West Coast flyers could fly with Japan Airlines from Los Angeles to Tokyo-Haneda with a connection in Osaka (KIX) at the same rates.
If you have a stash of AAdvantage miles, booking flights to Japan through American Airlines is a solid way to use them.
Transferable Points: Which Credit Cards Get You to Japan
The programs above are only as useful as the points you can funnel into them. Fortunately, all five major transferable credit card rewards currencies have at least one strong transfer path to Japan.
Let’s check out which rewards currencies and credit cards will help you earn points toward your next trip to Japan.
Chase Ultimate Rewards: United, Air Canada and Virgin Atlantic Transfers
Chase Ultimate Rewards points transfer to Air Canada Aeroplan, United MileagePlus and Virgin Atlantic Flying Club at a 1:1 ratio.
Cards that earn Ultimate Rewards include the following:
- Chase Sapphire Preferred®
- Chase Sapphire Reserve®
- Chase Ink Business Preferred® Credit Card
- Sapphire Reserve for Business℠
Chase also allows you to transfer your earnings from its cashback cards to these aforementioned Ultimate Rewards cards and use them as fully transferable Ultimate Rewards points.
Chase Sapphire Preferred® Card
Earn 75,000
bonus points
after you spend $5,000 on purchases in the first 3 months from account opening.
Annual Fee: $95
Earn 100,000
bonus points
after you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee: $795
Amex Membership Rewards: ANA, Air Canada and Virgin Atlantic
American Express Membership Rewards points are the only transferable currency with a direct 1:1 transfer to ANA Mileage Club. That means if you’re looking to book fares directly through ANA, you’ll need to be an Amex cardholder.
Amex also transfers to Virgin Atlantic at a 1:1 ratio, giving you a second path to ANA bookings. Historically, Amex has offered transfer bonuses to Virgin Atlantic as high as 30-40%, which can significantly stretch the value of your points.
You can also transfer your Amex points to Air Canada Aeroplan at a 1:1 ratio, giving you access to a wide range of Star Alliance partners.
Cards that earn Membership Rewards include the following:
- American Express Platinum Card® (see rates and fees)
- American Express® Gold Card (see rates and fees)
- American Express Green Card®
- The Business Platinum Card® from American Express (see rates and fees)
- The Blue Business® Plus Credit Card from American Express (see rates and fees)
- Business Green Rewards Card
American Express Platinum Card®
You may be eligible for as high as 175,000
Membership Rewards® Points
after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Annual Fee:
$895
You may be eligible for as high as 100,000
Membership Rewards® Points
after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Annual Fee:
$325
Bilt Rewards
Bilt Points transfer to Alaska Airlines Atmos Rewards, Air Canada Aeroplan, United MileagePlus and Virgin Atlantic at a 1:1 ratio.
You can earn Bilt Points by holding any of the following cards:
Welcome offer: $100
Bilt Cash
when you apply and are approved. At the end of each calendar, any Bilt Cash balance over $100 will expire.
Welcome offer: $200
Bilt Cash
when you apply and are approved. At the end of each calendar, any Bilt Cash balance over $100 will expire.
Annual Fee: $95
Welcome bonus (subject to approval): 50,000 Bilt Points
+ Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash. At the end of each calendar, any Bilt Cash balance over $100 will expire.
Annual Fee: $495
Capital One: Air Canada and Virgin Atlantic (Via Virgin Red)
Capital One Miles transfer to both Air Canada Aeroplan and Virgin Red at 1:1 ratios. You can connect your Virgin Red account to your Virgin Atlantic account to pool your miles and use them for award flight redemptions.
Capital One Miles can be earned on the following cards:
Capital One Venture Rewards Credit Card
Limited Time Offer: Enjoy a $300 stays credit, plus
earn 75K bonus miles miles
once you spend $4,000 on purchases within 3 months from account opening.
Annual Fee: $95
Capital One Venture X Rewards Credit Card
Earn 75,000
Bonus Miles
when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Annual Fee: $395
Capital One VentureOne Rewards Credit Card
Earn 20,000
bonus miles
once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
Citi: American Airlines and Virgin Atlantic
Citi ThankYou points transfer to both American Airlines AAdvantage and Virgin Atlantic Flying Club. If you hold a premium Citi credit card—including the Citi Prestige (no longer available to new applicants), Citi Strata Premier or Citi Strata Elite—you can transfer your points to these partners at a 1:1 ratio. All other Citi cardholders get a weaker transfer ratio of 1:0.7.
And if you hold one of Citi’s co-branded American Airlines credit cards, then you won’t have to bother with transferring your points, as you’ll already have a stash of AAdvantage miles to spend.
Earn 60,000
bonus ThankYou® Points
after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Annual Fee: $95
Earn 75,000
bonus Points
after spending $6,000 in the first 3 months of account opening
Annual Fee: $595
Finding Award Availability: Search Tools and Booking Windows
Award space to Japan can be plentiful or scarce depending on the program, route and timing. But the right search tools make all the difference.
ANA’s website is a reliable place to check availability for ANA-operated flights. However, cross-checking on Air Canada’s or United’s website can help avoid the issue of phantom award availability.
For a broader view across multiple programs, Seats.aero is one of the best paid tools available, aggregating award space across dozens of loyalty programs in real time.
For Japan Airlines space specifically, American Airlines’ website is the easiest place to search, since AA partners with JAL and surfaces its award availability directly.
How Far in Advance to Book Japan Awards
For ANA flights, booking as early as possible—ideally within days of the 355-day window opening—gives you the best shot at business- and first-class seats, particularly from popular gateways such as Los Angeles and San Francisco.
For Japan Airlines, the dynamic is almost the reverse. Saver award space on nonstop routes is rare well in advance. Your best strategy is either to monitor partner search tools such as Seats.aero for early releases or to target connecting itineraries, which tend to have better availability.
Last-minute space, within one to 14 days of departure, can occasionally yield business- and first-class seats at saver rates, but this requires flexibility.
For United MileagePlus, dynamic pricing means the value of booking early is less predictable. You might find reasonable rates early or close in, but premium-cabin space through United tends to be costly regardless of timing.
Waitlisting and Last-Minute Award Space
In terms of booking windows, ANA releases its own award space 355 days in advance, and premium cabin seats tend to go quickly on popular routes.
Japan Airlines, on the other hand, holds back a significant portion of its award inventory and releases unsold seats to partners just one to two days before departure. This means that if you’re targeting JAL premium cabins through Alaska Airlines or American Airlines, a flexible schedule dramatically improves your odds.
Routing Strategies: Direct Flights vs. Positioning and Stopovers
West Coast Departures: The Shortest Path
West Coast departures are the natural starting point for traveling to Japan. Los Angeles, San Francisco and Seattle all offer nonstop options with ANA as well as other airlines.
From a points perspective, West Coast flyers also benefit from the lower distance band on Alaska Atmos Rewards and Air Canada Aeroplan bookings, meaning you’ll pay less compared to flying from the Midwest or East Coast. Many itineraries also route through West Coast hubs, such as with United, Alaska and American, making it easy to connect to the Pacific.
East Coast and Midwest: Longer Flights, Different Values
East Coast and Midwest travelers face longer flights but don’t always pay more in points. ANA Mileage Club charges the same rate for West and East Coast flyers, meaning that a Washington Dulles to Tokyo-Haneda business-class award costs the same 52,500 miles as one departing from Los Angeles. However, if you book through Alaska or Air Canada, you’ll be penalized for the extra distance.
That said, routing through a West Coast connection adds hours to your journey, so nonstop options from JFK or IAD with ANA are worth prioritizing when available.
Using Stopovers in Tokyo for Multi-Destination Trips
Stopovers are a great tool for Japan itineraries, extending both the value of your miles and your trip at little to no extra cost.
ANA Mileage Club allows you to add one stopover on international roundtrip ANA-operated award flights on the outbound or inbound leg (except for flights departing from Japan). For partner-operated award flights booked through ANA, the Japan restriction doesn’t apply.
Alaska Atmos Rewards also allows up to one free stopover on one-way itineraries and up to two free stopovers per round-trip itinerary. The stopovers have to be in the operating airline’s hub city, such as Tokyo if you were flying with Japan Airlines.
Air Canada Aeroplan also allows you to add up to one stopover per direction for an additional 5,000 points.
By maximizing stopovers, you can see two cities for the price of one and get the biggest bang for your buck when redeeming your miles.
Maximizing Value: Cabin Class Decisions and Point Costs
Each traveler has preferences as to whether they want to fly economy, premium economy or business. Let’s break down when each cabin class makes sense.
When Economy Awards Make Sense
Economy awards make the most sense when cash prices are low, when you’re short on points or when you’re saving your points for a larger redemption or more frequent redemptions.
At 20,000 to 60,000 miles each way between the U.S. and Japan (depending on the program), economy redemptions offer solid but unremarkable value—typically 1.5 to 3 cents per point.
Premium Economy: The Middle Ground
Premium economy occupies an awkward middle ground. At 31,000 to 65,000 miles each way, the point premium over economy is significant, but the comfort gap versus business class is also large.
Unless you value extra recline and legroom over a lie-flat seat, or if you’ve vowed to never fly coach again, most travelers are better off either saving points for economy or stretching them for business.
Business and First Class: Where Points Shine
Business- and first-class flights to Tokyo are where Japan points redemptions shine. Cash prices for transpacific business-class fares routinely run anywhere between $4,000 and $15,000 each way, and first-class fares can easily push $20,000 per direction in high season
Redeeming 60,000 to 85,000 miles for a business-class seat through ANA or Japan Airlines—both of which operate highly regarded premium cabin products—can yield up to 15 cents per point in value, well above the 1 to 3 cents you’d squeeze from most economy redemptions. Put simply, if you have a stash of transferable points and you’re heading to Japan, a business-class redemption is one of the best uses of your hard-earned points.
Building Your Japan Award Strategy: From Earning to Booking
Flying to Japan with points is one of the most rewarding redemptions you can make. With the right combination of programs, timing and flexibility, you can unlock premium cabin experiences that would otherwise cost thousands of dollars, all while maximizing the value of your points.
The strategies outlined above—from targeting sweet spots to leveraging transfer partners—can help you turn a complex award landscape into a clear path to Tokyo and beyond.
New to the world of points and miles? The Chase Sapphire Preferred® Card is the best card to start with.
With a bonus of Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. , 5x points on travel booked through the Chase TravelSM Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!
after you spend $5,000 on purchases in the first 3 months from account opening.
Annual Fee: $95
after you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee: $795
after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Annual Fee:
$895
after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Annual Fee:
$325
when you apply and are approved. At the end of each calendar, any Bilt Cash balance over $100 will expire.
when you apply and are approved. At the end of each calendar, any Bilt Cash balance over $100 will expire.
Annual Fee: $95
+ Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash. At the end of each calendar, any Bilt Cash balance over $100 will expire.
Annual Fee: $495
once you spend $4,000 on purchases within 3 months from account opening.
Annual Fee: $95
when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Annual Fee: $395
once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Annual Fee: $95
after spending $6,000 in the first 3 months of account opening
Annual Fee: $595
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.



