Top Credit Card Offers (November 2018)

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These are the top credit card offers for November 2018.

Each month the 10xT team discusses what we believe to be the best credit card offers on the market. Below you will find some of our favorites for November 2018.

Don’t see the card you’re looking for? Simply click the banner on the right side of this page to see even more offers —>

As always, feel free to email me (Bryce@10xTravel.com) with any questions you may have!

Chase Sapphire Preferred 50,000 bonus points after $4,000 spend in 3 monthsLearn More

10xT Thoughts: Chase Sapphire Preferred is our top choice because of its amazing signup bonus, reasonable annual fee (that is also waived for the first year), and the amazing value of the points it earns.

Ink Business Preferred 80,000 Chase Ultimate Rewards Points after $5,000 spend in 3 monthsLearn More

10xT Thoughts: Chase Ink Preferred earns the exact same Chase Ultimate Rewards points as Sapphire Preferred and Sapphire Reserve. It comes with an 80,000 point bonus, the highest of all the UR cards. Ink Preferred is a business card, but you don’t need to own a “traditional business” to qualify for the card. Email bryce@10xTravel.com if you have any questions about your particular situation.

Chase Sapphire Reserve Earn 50,000 points after you spend $4,000 in the first 3 months(Learn more)

10xT Thoughts: Chase Sapphire Reserve is widely regarded as the best premium travel credit card on the market. The annual fee is steep, but the benefits of this card are fantastic. Remember that the card comes with a $300 annual travel credit, which makes the fee much easier to justify.

Ink Business Cash $500 bonus cash back after $3,000 spend in the first 3 monthsLearn More

10xT Thoughts: Ink Business Cash comes with a 50,000 point signup bonus that is often marketed as “$500 cash”. Note that if you have another Chase Ultimate Rewards card you can combine these points to be used for travel.

Ink Business Unlimited $500 cash back after $3,000 spend in the first 3 monthsLearn More

10xT Thoughts: Like Ink Cash, the Ink Business Unlimited comes with a 50,000 point signup bonus that is marketed as “$500 cash”. These points can be used for higher value travel redemptions if you have another Chase Ultimate Rewards card.

Marriott Rewards Premier Plus Credit Card Two free nights, up to 35,000 points each, after you spend $3,000 in the first 3 months(Learn more)

10xT Thoughts: The Marriott Rewards Premier Plus card is one of the better hotel cards on the market thanks to its generous signup bonus and the new Marriott/SPG Merger. Keep in mind that you are not eligible to receive this bonus if you have received a bonus on the Starwood Preferred Luxury card or Starwood Preferred Guest Business Card in the past 24 months.

Southwest Rapid Rewards Priority 40,000 Southwest points after $1,000 spend in 3 monthsLearn More

10xT Thoughts: The Southwest Priority Card is one of three personal Southwest credit cards offered by Chase. Note that you can only get one of the three at a time, and are only eligible for the bonus if you have not had another Southwest personal card bonus in the last 24 months.

10xT Thoughts: The Southwest Premier and Plus Cards are the other two of three personal Southwest credit cards offered by Chase. Note that you can only get one of the three at a time, and are only eligible for the bonus if you have not had another Southwest personal card bonus in the last 24 months. You can read more about these cards by clicking the banner on the right side of this page.

You can also check out the Southwest Airlines Business Credit Card.

The Business Platinum Card from American Express Earn 50,000 points after you spend $10,000, an extra 25,000 points after an additional $10,000 all in the first 3 months. Terms apply.Learn More

10xT Thoughts: The Business Platinum Card by American Express has a high annual fee but all the bells and whistles needed to justify it. Amazing limited time offer, lounge access, $200 annual airline incidental credit, and more. Once again, you do not need to own a “traditional business” to qualify for one.

10xT Thoughts: Citi Premier (previously called “ThankYou Premier”) works much like the Chase Sapphire Preferred. You can either redeem your points to book travel through the Citi ThankYou Portal or transfer them to a handful of airline and hotel partners. The 50,000 point bonus on this card is worth

The Platinum Card from American Express Earn 60,000 points after you spend $5,000 in the first 3 months. Terms apply.(Learn more)

10xT Thoughts: The Platinum Card by American Express has been a staple in the points/miles world for a very long time. It comes with a $200 annual airline incidental credit, monthly Uber credits, lounge access, and a handful of other premium perks. Be sure to check out CardMatch to see if you are matched to the 100,000 bonus point offer.

The Business Gold Rewards Card from American Express Earn 50,000 points after you spend $5,000 in the first 3 months. Terms Apply.Learn More

10xT Thoughts: The real benefit of the Business Gold Rewards Card from American Express is the ability to choose your 3x points category. You can choose from airfare, advertising, gas stations, shipping, and computer hardware and software. The fee on this card is also waived for the first year, which is rare for such a premium card.

American Express Gold Card Earn 25,000 points after you spend $2,000 in the first 3 months. Terms apply.Learn More by visiting our credit cards page

10xT Thoughts: This is the personal version of the previously mentioned American Express Business Gold Card. Most links only offer 25,000 bonus points for this card but there are personal referrals available offering 50,000 points.

Starwood Preferred Guest Business Credit Card Earn 75,000 points after you spend $3,000 in the first 3 months. Terms apply.(Learn more)

10xT Thoughts: This card is an excellent choice because 1) it does not add to your 5/24 count 2) you can get both it AND the SPG Luxury card and 3) it has a much lower annual fee than the SPG Luxury card.

10xT Thoughts: This 60,000 point bonus can score you two free nights at the some of the best Hyatt properties in the world, and even more free nights at lower end properties.

10xT Thoughts: Swipe it once, pay the annual fee, and earn 50,000 bonus points. It doesn’t get much easier than this.

10xT Thoughts: Another great option to stockpile American Airlines miles.

Hilton Honors American Express Ascend Card 125,000 Hilton Honors points after $2,000 spend in 3 monthsLearn More

10xT Thoughts: Overall this card is great when compared to other Hilton offers but in the middle of the pack in the world of hotel cards. Remember, these are Hilton points we are talking about so don’t get too excited by the large number. Most consider Hilton points to be worth about 0.5 cents per point.

IHG Rewards Club Premier Credit Card 80,000 points after $2,000 spend in 3 monthsLearn More

10xT Thoughts: The IHG Rewards Club Premier Credit Card is back down to 80,000 bonus points, which is still a very attractive offer. Reasonable people could debate as to whether this card should be ranked ahead of the Hilton offers above it. All I’ll say is that it’s close. The annual free night on this card is a great perk.

British Airways Visa Signature Card 50,000 Avios after $3k of purchases in the first 3 months, 25,000 Avios after $10k of purchases in the first year, additional 25,000 Avios after $20k spend in the first yearLearn More

10xT Thoughts: The play with British Airways miles is to use them for short distance flights on American Airlines and other OneWorld carriers. British Airways uses a distance-based award chart, meaning you can find some flights for as little as 7,500 miles each way. Note that this card does not currently enforce the Chase 5/24 rule.

Capital One Savor Cash Rewards Credit Card $500 cash back after $3,000 spend in 3 monthsLearn More

10xT Thoughts: The $500 bonus on this card is the best cash back bonus on the market to my knowledge. This card also earns 4% back on dining and entertainment, making it a great long-term option for anyone who prefers cash back over travel.

Capital One Venture Rewards Credit Card 50,000 bonus miles (worth $500) after spending $3,000 in the first 3 monthsLearn More

10xT Thoughts: The Capital One Venture Rewards Credit Card is the easiest travel credit card on the market because the miles do one thing and one thing only; they erase any travel purchase at a value of 1 cent each. Meaning the 50,000 bonus miles are worth $500 in free travel. Airline tickets, hotels, rental cars, Uber, taxis, you name it.  Simply pay with your Venture card and use your points to erase the charge later.

Chase Freedom $150 cash bonus after $500 spend in 3 monthsLearn More

10xT Thoughts: Freedom is a decent cash back card with no fee. Ideally you pair this with a Chase Sapphire card so your points can be used for higher value travel redemptions.

Chase Freedom Unlimited $150 cash bonus after $500 spend in 3 monthsLearn More

10xT Thoughts: Freedom Unlimited is a decent cash back card with no fee. Ideally you pair this with a Chase Sapphire card so your points can be used for higher value travel redemptions.

Capital One Spark Cash for Business $500 cash back after spending $5,000 in the first 3 months, an additional $1,500 cash back when you spend $50,000 in 6 monthsLearn More

10xT Thoughts: One of the most lucrative business card bonuses on the market right now, though the spend required to meet it is substantial. Keep in mind that this card will add to your 5/24 count.

Capital One Spark Miles for Business 50,000 miles after spending $5,000 in the first 3 months, an additional 150,000 miles when you spend $50,000 in 6 monthsLearn More

10xT Thoughts: Basically the same bonus as the aforementioned Spark Cash, but the miles can only be used toward travel.

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Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.