Top Credit Card Offers

These are the Top Credit Card Offers on the Market Right Now.

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These are the top credit card offers for March 2019.

Each month the 10xT team discusses what we believe to be the best credit card offers on the market. Below you will find some of our favorites for February 2019.

Don’t see the card you’re looking for? Simply click the banner on the top of this page to see even more offers.

We also rank these offers for you in our monthly card rankings.

View Monthly Card Rankings

As always, feel free to email me (Bryce@10xTravel.com) with any questions you may have!


Chase Sapphire Preferred

60,000 Chase Ultimate Rewards Points after you spend $4,000 spend in 3 months


10xT Thoughts

Chase Sapphire Preferred is our top choice because of its amazing signup bonus, reasonable annual fee , and the amazing value of the points it earns. If you're looking for your first travel credit card look no further than Chase Sapphire Preferred.

Chase Ink Business Preferred

80,000 Chase Ultimate Rewards Points after you spend $5,000 in 3 months


10xT Thoughts

Chase Ink Preferred earns the exact same Chase Ultimate Rewards points as Sapphire Preferred and Sapphire Reserve. It comes with an 80,000 point bonus, the highest of all the UR cards. Ink Preferred is a business card, but you don’t need to own a “traditional business” to qualify for the card. Email bryce@10xTravel.com if you have any questions about your particular situation.

Chase Sapphire Reserve

50,000 Chase Ultimate Rewards Points after you spend $4,000 spend in 3 months


10xT Thoughts

Chase Sapphire Reserve is widely regarded as the best premium travel credit card on the market. The annual fee is steep, but the benefits of this card are fantastic. Remember that the card comes with a $300 annual travel credit, which makes the fee much easier to justify.

Chase Ink Business Cash

$500 bonus cash back after you spend $3,000 in 3 months


10xT Thoughts

Ink Business Cash comes with a 50,000 point signup bonus that is often marketed as “$500 cash”. Note that if you have another Chase Ultimate Rewards card you can combine these points to be used for travel.

Chase Ink Business Unlimited

$500 bonus cash back after you spend $3,000 in 3 months


10xT Thoughts

Like Ink Cash, the Ink Business Unlimited comes with a 50,000 point signup bonus that is marketed as “$500 cash”. These points can be used for higher value travel redemptions if you have another Chase Ultimate Rewards card.

Marriott Bonvoy Boundless Credit Card

100,000 bonus points after $5,000 spend in the first 3 months


10xT Thoughts

The Marriott Bonvoy Boundless Credit Card card is one of the better hotel cards on the market thanks to its generous signup bonus and annual free night certificate. Keep in mind that you are not eligible to receive this bonus if you have received a bonus on the Starwood Preferred Luxury card or Starwood Preferred Guest Business Card in the past 24 months.

Southwest Rapid Rewards Priority

The Southwest personal cards now all offer 40,000 bonus miles after $1,000 spend in the first 3 months.


10xT Thoughts

The Southwest Priority Card is one of three personal Southwest credit cards offered by Chase. Note that you can only get one of the three at a time, and are only eligible for the bonus if you have not had another Southwest personal card bonus in the last 24 months.

Southwest Rapid Rewards Premier Credit Card

The Southwest personal cards now all offer 40,000 bonus miles after $1,000 spend in the first 3 months.


10xT Thoughts

The Southwest Premier and Plus Cards are the other two of three personal Southwest credit cards offered by Chase. Note that you can only get one of the three at a time, and are only eligible for the bonus if you have not had another Southwest personal card bonus in the last 24 months.

Southwest Rapid Rewards Plus Credit Card

The Southwest personal cards now all offer 40,000 bonus miles after $1,000 spend in the first 3 months.


10xT Thoughts

The Southwest Premier and Plus Cards are the other two of three personal Southwest credit cards offered by Chase. Note that you can only get one of the three at a time, and are only eligible for the bonus if you have not had another Southwest personal card bonus in the last 24 months. You can read more about these cards by clicking the banner on the right side of this page. You can also check out the Southwest Airlines Business Credit Card.

Southwest Rapid Rewards Premier Business Credit Card

60,000 points after $3k spend in 3 months


10xT Thoughts

An excellent choice for business owners who frequently travel on Southwest. This card is often paired with one of the personal Southwest cards to earn the coveted Southwest Companion Pass.

The Business Platinum Card from American Express

Earn 50,000 points after you spend $10,000, an extra 25,000 points after an additional $10,000 all in the first 3 months. Terms apply.


10xT Thoughts

The Business Platinum Card by American Express has a high annual fee but all the bells and whistles needed to justify it. Amazing limited time offer, lounge access, $200 annual airline incidental credit, and more. Once again, you do not need to own a “traditional business” to qualify for one.

Citi Premier

50,000 points after $4k spend in 3 months


10xT Thoughts

Citi Premier (previously called “ThankYou Premier”) works much like the Chase Sapphire Preferred. You can either redeem your points to book travel through the Citi ThankYou Portal or transfer them to a handful of airline and hotel partners. The 50,000 point bonus on this card is worth

The Platinum Card from American Express

Earn 60,000 points after you spend $5,000 in the first 3 months. Terms apply.


10xT Thoughts

The Platinum Card by American Express has been a staple in the points/miles world for a very long time. It comes with a $200 annual airline incidental credit, monthly Uber credits, lounge access, and a handful of other premium perks. Keep an eye out to see if you have been targeted for a 100,000 bonus point offer.

American Express Gold Card

Earn 35,000 points after you spend $2,000 in the first 3 months. Terms apply.


10xT Thoughts

This is the personal version of the previously mentioned American Express Business Gold Card. Most links only offer 35,000 bonus points for this card but there are personal referrals available offering 40,000 points.

Gold Delta SkyMiles Credit Card

60,000 SkyMiles after $2,000 spend in the first 3 months


10xT Thoughts

This is perhaps the most popular card among loyal Delta customers thanks to the free checked bag benefit and reasonable annual fee. Overall a very typical airline co-brand credit card.

Platinum Delta SkyMiles Credit Card from American Express

75,000 Delta SkyMiles (and 5,000 MQMs) after $3,000 spend in 3 months


10xT Thoughts

A decent choice for very loyal Delta customers thanks to the annual companion certificate (terms apply), free checked bag benefit and ability to earn MQMs.

Delta Reserve Credit Card


American Express Business Gold Card

Earn 4x points on 2 select business categories. Terms Apply.


10xT Thoughts

The real benefit of the Business Gold Rewards Card from American Express is the ability to choose your 3x points category. You can choose from airfare, advertising, gas stations, shipping, and computer hardware and software. Look for a referral link offering 50,000 points for this card.

United Explorer Card

40,000 bonus miles after $2,000 spend in 3 months


10xT Thoughts

Overall a very typical airline co-brand credit card, the United Explorer comes with one free checked bag when flying United (must purchase the flight with the card), 2x miles on United purchases, 25% in-flight savings, and a nice bonus of United miles.

United Explorer Business Card

75,000 bonus miles after $5,000 spend in 3 months


10xT Thoughts

Overall a very typical airline business co-brand credit card, the United Explorer comes with one free checked bag when flying United (must purchase the flight with the card), 2x miles on United purchases, 25% in-flight savings, and a nice bonus of United miles.

Marriott Bonvoy Business American Express Card

Earn 100,000 points after you spend $5,000 in the first 3 months. Terms apply.


10xT Thoughts

Earn 6x points at participating Marriott Bonvoy hotels, 3x at U.S. restaurants and U.S. gas stations, 2x on all other purchases. One free night each year on your account anniversary (35,000 points per night or less). This card is an excellent choice because 1) it does not add to your 5/24 count 2) you can get both it AND the SPG Luxury card and 3) it has a much lower annual fee than the SPG Luxury card.

The World of Hyatt Credit Card

25,000 points after $3k spend in 3 months, another 25k points after $6k total spend in 6 months


10xT Thoughts

This 50,000 point bonus can score you nearly two free nights at the some of the best Hyatt properties in the world, and even more free nights at lower end properties. This card also earns 4 points per $1 spent at Hyatt (plus an additional 5 points per $1 spent for World of Hyatt Members), 2 points per $1 on dining and airfare purchased directly with airlines, 2 points per $1 spent on gym and health club memberships, and 1 point per $1 on everything else.

AAdvantage Aviator Red World Elite MasterCard

50,000 AAdvantage miles after first purchase


10xT Thoughts

Swipe it once, pay the annual fee, and earn 60,000 bonus points. It doesn’t get much easier than this.

Citi AAdvantage Platinum Select MasterCard

50,000 miles after $2,500 spend in 3 months


10xT Thoughts

Perhaps the most popular American Airlines branded card, the Citi AAdvantage Platinum Select MasterCard comes with priority boarding, free checked bag, 25% off in-flight purchases, and a 10% refund of any miles redeemed, up to a limit of 10,000 miles per year. The 10% miles rebate and free checked bag perks make this card an attractive long term option for any loyal American Airlines customer.

Hilton Honors American Express Ascend Card

Hilton Honors American Express Ascend Card

150,000 Hilton Honors points after $3,000 spend in 3 months


10xT Thoughts

Overall this card is great when compared to other Hilton offers but in the middle of the pack in the world of hotel cards. Remember, these are Hilton points we are talking about so don’t get too excited by the large number. Most consider Hilton points to be worth about 0.5 cents per point.

IHG Rewards Club Premier Credit Card

80,000 points after $2,000 spend in 3 months


10xT Thoughts

The IHG Rewards Club Premier Credit Card is back down to 80,000 bonus points, which is still a very attractive offer. Reasonable people could debate as to whether this card should be ranked ahead of the Hilton offers above it. All I’ll say is that it’s close. The annual free night on this card is a great perk.

British Airways Visa Signature Card

Earn 4 Avios per $1 spent on all purchases in the first year up to $30,000


10xT Thoughts

The play with British Airways miles is to use them for short distance flights on American Airlines and other OneWorld carriers. British Airways uses a distance-based award chart, meaning you can find some flights for as little as 7,500 miles each way. Note that this card does not currently enforce the Chase 5/24 rule.

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

$500 cash back after $3,000 spend in 3 months


10xT Thoughts

The $500 bonus on this card is the best cash back bonus on the market to my knowledge. This card also earns 4% back on dining and entertainment, making it a great long-term option for anyone who prefers cash back over travel.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

50,000 bonus miles after spending $3,000 in the first 3 months


10xT Thoughts

The Capital One Venture Rewards Credit Card is the ultimate in flexibility. Points can transfer to a handful of travel partners or be used to erase any travel purchase at a value of 1 cent each. Meaning the 50,000 bonus miles are worth $500+ in free travel. Airline tickets, hotels, rental cars, Uber, taxis, you name it. Simply pay with your Venture card and use your points to erase the charge later.

VentureOne from Capital One

20,000 bonus points after $1,000 in 3 months


10xT Thoughts

This is the no-fee version of the popular Capital One Venture Card. Points are worth 1 cent each, making this bonus worth $200 toward travel. This card is ideal for those with lower monthly spending who can't justify paying an annual fee.

Chase Freedom

$150 cash bonus after $500 spend in 3 months


10xT Thoughts

Freedom is a decent cash back card with no fee. Ideally you pair this with a Chase Sapphire card so your points can be used for higher value travel redemptions.

Chase Freedom Unlimited

$150 cash bonus after $500 spend in 3 months


10xT Thoughts

Freedom Unlimited is a decent cash back card with no fee. Ideally you pair this with a Chase Sapphire card so your points can be used for higher value travel redemptions.

Capital One Spark Cash for Business

$500 cash back after spending $4,500 in the first 3 months


10xT Thoughts

Perhaps the best cash back card on the market for business owners thanks to a hefty bonus and great ongoing spend earnings. Note that this card will add to your 5/24 count.

Capital One Spark Miles for Business

50,000 miles after spending $4,500 in the first 3 months


10xT Thoughts

Basically the same bonus as the aforementioned Spark Cash, but the miles can used toward travel and be transferred to multiple airlines.

Wells Fargo Cash Wise Visa

$200 after $1,000 spend in the first 3 months


10xT Thoughts

A flat 1.5% cash back card with no annual fee. Not a bad choice for anyone with a low monthly credit card spend who is looking to avoid paying an annual fee.

Wells Fargo Platinum Visa Credit Card

None


10xT Thoughts

A very popular choice for its built in cell phone protection, up to $600 of coverage if you use it to pay your monthly cell phone bill. This card is also very popular for those looking for an extended 0% period on new purchases

Wells Fargo Propel American Express Card

30,000 bonus points after $3,000 spend in 3 months


10xT Thoughts

A decent $0 annual fee card that earns 3x on dining, travel, and gas. Comes with a higher bonus than most no fee cards but overall lacks the perks that you will find with many premium competitors.

Barclaycard Arrival Plus Credit Card

70,000 bonus miles after $5,000 spend in the first 3 months


10xT Thoughts

Easiest travel card ever because the miles do one thing and one thing only. They erase any travel purchase at a value of 1 cent per point, meaning this 70,000 point bonus is worth $700 toward travel. $100 minimum redemption though. A great card for those looking for maximum flexibility, but overall lacks the upside of some of the more premium cards with transfer partners.

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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