10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.
Chase has rolled out enhanced welcome offers on three of its most popular business credit cards, giving small business owners an opportunity to earn larger bonuses in exchange for higher spending requirements. The new offers are available on the Ink Business Cash® Credit Card, Ink Business Unlimited® Credit Card, and Sapphire Reserve for Business℠ credit card.
The Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card now offer $1,000 cash back after spending $8,000 on purchases within the first four months of account opening. Previously, cardholders could earn $750 after spending $6,000 in the first three months. Both cards continue to carry no annual fee, making them attractive options for business owners looking to maximize rewards while keeping costs low.
For businesses with significant spending in specific categories, the Ink Business Cash is a strong option. The card earns 5% cash back on the first $25,000 spent each account anniversary year at office supply stores and on internet, cable, and phone services. Meanwhile, the Ink Business Unlimited continues to stand out as a simple catch-all card, earning 1.5% cash back on every purchase with no category tracking required.
The biggest headline may be the new Sapphire Reserve for Business℠ offer. New applicants can earn 200,000 bonus points after spending $30,000 in the first six months from account opening, up from the previous offer of 150,000 points after $20,000 in spending within three months. While the required spend increases by $10,000, the additional 50,000 points and six-month qualification period should make the offer more attainable for many business owners.
Chase Ink Business Cash® Credit Card
Earn $1,000
bonus cash back
when you spend $8,000 on purchases in the first four months after account opening
Chase Ink Business Unlimited® Credit Card
Earn $1,000
bonus cash back
after you spend $8,000 on purchases in the first 4 months from account opening
Sapphire Reserve for Business℠
Earn 200,000
bonus points
after you spend $30,000 on purchases in your first 6 months from account opening
Annual Fee: $795
Our Take
We view these elevated offers as a strong opportunity for businesses that can comfortably meet the spending requirements without altering their normal purchasing behavior. The Ink Business Cash and Ink Business Unlimited remain excellent long-term cards because of their $0 annual fees and valuable earning structures, while the Sapphire Reserve for Business is positioned as Chase’s premium business travel card, offering enhanced earning rates, airport lounge access, travel credits, and other premium benefits.
Before applying, be sure to review Chase’s latest eligibility restrictions and bonus rules to determine which offers you may qualify for. Additional details can be found in our guides on Chase bonus eligibility and Sapphire family card rules.
New to the world of points and miles? The Chase Sapphire Preferred® Card is the best card to start with.
With a bonus of 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. , 5x points on travel booked through the Chase TravelSM Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
10xTravel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All values of Membership Rewards are assigned based on the assumption, experience and opinions of the 10xTravel team and represent an estimate and not an actual value of points. Estimated value is not a fixed value and may not be the typical value enjoyed by card members.
Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
bonus cash back
after you spend $8,000 on purchases in the first 4 months from account opening
miles
once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
bonus points
after you spend $5,000 on purchases in the first 3 months from account opening.
Membership Rewards® Points
after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
